960 Starkey Rd, Unit 3202, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 3202, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,324 sqft · built 2006
Lot Size	0.477 acres (20,762 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2017)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-3944-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-3944-6`
Alternative APNs	`02-30-15-31954-000-3202` `301502319540003202` `R440217`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,762 sqft (0.477 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R440217
Street Address	960 STARKEY RD, 3202
City	LARGO
State	FL
Zip	33771-2474
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO III AT EAST BAY UNIT 3202 TOGETHER WITH USE OF COVERED PARKING SPACE P-21
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO III
Legal Tract	31954
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 STARKEY RD, 3202, LARGO, FL 33771-2474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Aug 23, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Aug 8, 2007 · Amount on Record
Deed Document Number	2017262029
Deed Book / Page	19749 / 1385
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 3202, 3202, LARGO, FL 33771-2474
Document Number	0203490981
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD #6306 LARGO FL 337712482, 6306, LARGO, FL 33771-2482

Mortgage

Document Number	0203490981
Date	Nov 28, 2018
Book Page	020349/000981
Instrument	380539

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVEKLAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.89%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 23, 2017
Property Address	960 STARKEY RD UNIT 3202, 3202, LARGO, FL 33771-2474
Document Number	0197491385
Book / Page	019749 / 001385
Instrument Date	Aug 15, 2017
Instrument	262029
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD #3202 LARGO FL 337712474, 3202, LARGO, FL 33771-2474

Mortgage

Document Number	197491387
Date	Aug 23, 2017
Book Page	019749/001387
Instrument	262030

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (+8.46%) Homeowner's exemption	$171,862 (+5.99%)	$279,607 (+3.06%) Building $279,607
2023	$2,269.00 (+3.47%) Homeowner's exemption	$162,153 (+3%)	$271,295 (+16.23%) Building $271,295
2022	$2,193.00 Homeowner's exemption	$157,430	$233,413 Building $233,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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