960 Starkey Rd, Unit 3102, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 3102, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,324 sqft · built 2006
Lot Size	0.477 acres (20,762 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2012)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-3938-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-3938-8`
Alternative APNs	`02-30-15-31954-000-3102` `301502319540003102` `R440211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,762 sqft (0.477 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio
Deck Area	325 sqft
Patio Area	325 sqft

Location & Zoning

Account Number	R440211
Street Address	960 STARKEY RD, 3102
City	LARGO
State	FL
Zip	33771-2474
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO III AT EAST BAY UNIT 3102 TOGETHER WITH THE USE OF PARKING SPACE 27
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO III
Legal Tract	31954
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

960 Starkey Rd, Unit 3102 is owned and occupied by an individual who bought it in September 2012.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	960 STARKEY RD, 3102, LARGO, FL 33771-2474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Nov 21, 2011 · Amount on File
Deed Document Number	2012280493
Deed Book / Page	17729 / 1819
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0176322178
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 3102, 3102, LARGO, FL 33771-2474
Document Number	0198791651
Book / Page	019879 / 001651
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD #3102 LARGO FL 337712474, 3102, LARGO, FL 33771-2474

Mortgage

Document Number	0198791651
Date	Dec 18, 2017
Book Page	019879/001651
Instrument	384140

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 3102 was $1,654 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 Homeowner's exemption	$129,314	$284,227 Building $284,227
2023	$1,510.00 (+4.07%) Homeowner's exemption	$122,010 (+3%)	$274,278 (+16.05%) Building $274,278
2022	$1,451.00 Homeowner's exemption	$118,456	$236,335 Building $236,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Starkey Rd, Unit 3102 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Starkey Rd, Unit 3102 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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