960 Starkey Rd, Unit 2402, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 2402, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	2 bd · 1,324 sqft · built 2006
Lot Size	0.464 acres (20,223 sqft)
Owner	Individual Name on File
Last Sale	$264,900 (Apr 2021)
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-3925-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-3925-5`
Alternative APNs	`02-30-15-31953-000-2402` `301502319530002402` `R440198`

Interior

Bedrooms	2 Beds
Units	418 Units
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,223 sqft (0.464 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R440198
Street Address	960 STARKEY RD, 2402
City	LARGO
State	FL
Zip	33771-2475
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO II AT EAST BAY UNIT 2402
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO II
Legal Tract	31953
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

960 Starkey Rd, Unit 2402 is owned and occupied by an individual who bought it in April 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	960 STARKEY RD, 2402, LARGO, FL 33771-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2021139064
Deed Book / Page	21507 / 2357
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	0159410033
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 2402, 2402, LARGO, FL 33771-2475
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD 2402, 2402, LARGO, FL 33771-2475

Mortgage

Document Number	0226732514
Date	Jan 9, 2024
Book Page	22673/2514
Instrument	2024007155

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 28, 2021
Property Address	960 STARKEY RD UNIT 2402, 2402, LARGO, FL 33771-2475
Document Number	0215072357
Book / Page	21507 / 2357
Map Reference	MB 144 PG 73
Instrument Date	Apr 27, 2021
Instrument	2021139064
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE, SUN GULF RE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 HEWITT BLVD, 135, CTR MORICHES, NY 11934-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 2402, 2402, LARGO, FL 33771-2475

Mortgage

Document Number	215072359
Date	Apr 28, 2021
Instrument	21507/2359

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 28, 2017
Property Address	960 STARKEY RD UNIT 2402, 2402, LARGO, FL 33771-2475
Document Number	0197211067
Book / Page	19721 / 1067
Map Reference	MB15342 PG1286
Instrument Date	Jul 28, 2017
Instrument	2017235549
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 PEACHTREE RD NW UNIT 411, 3040, ATLANTA, GA 30305-2268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 2402, 2402, LARGO, FL 33771-2475

Mortgage

Document Number	2017235550
Date	Jul 28, 2017
Instrument	2017235550

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 2402 was $3,231 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,231.00 Homeowner's exemption	$212,387	$285,407 Building $285,407
2023	$2,992.00 (+3.21%) Homeowner's exemption	$200,389 (+3%)	$271,447 (+16.42%) Building $271,447
2022	$2,899.00 Homeowner's exemption	$194,552	$233,156 Building $233,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Starkey Rd, Unit 2402 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 960 Starkey Rd, Unit 2402 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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