960 Starkey Rd, Unit 1503, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 1503, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2006
Lot Size	0.485 acres (21,117 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2025)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-977-0566-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-977-0566-9`
Alternative APNs	`02-30-15-31951-000-1503` `301502319510001503` `R426536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	21,117 sqft (0.485 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R426536
Street Address	960 STARKEY RD, 1503
City	LARGO
State	FL
Zip	33771-2366
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO I AT EAST BAY UNIT 1503 TOGETHER WITH USE OF COVERED PARKING P24
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO I
Legal Tract	31951
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

960 Starkey Rd, Unit 1503 is owned and occupied by two individuals who bought it in November 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 STARKEY RD, 1503, LARGO, FL 33771-2366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LEGEND LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	2025311714
Deed Book / Page	23348 / 251
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 4, 2025
Property Address	960 STARKEY RD UNIT 1503, 1503, LARGO, FL 33771-2366
Document Number	0233480251
Book / Page	23348 / 251
Map Reference	MB 15168 PG 1984
Instrument Date	Oct 31, 2025
Instrument	2025311714
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, BAXTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1929 MARIINGTON WAY, CLEARWATER, FL 33763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	960 STARKEY RD, LARGO, FL 33771-3160

Mortgage

Document Number	0023348253
Date	Nov 4, 2025
Instrument	23348/253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 12, 2019
Property Address	960 STARKEY RD UNIT 1503, 1503, LARGO, FL 33771-2366
Document Number	0204581567
Book / Page	020458 / 001567
Instrument Date	Mar 1, 2019
Instrument	76593
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ACR TITLE GROUP LLLP, ACR TITLE GRP LLLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	960 STARKEY RD #1503 LARGO FL 337712366, 1503, LARGO, FL 33771-2366

Mortgage

Document Number	204581572
Date	Mar 12, 2019
Book Page	020458/001572
Instrument	76595

Lender

Name	LEGEND LNDG
Address	HOUSTON, TX 77058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 1503 was $2,033, up 6.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (+6.33%)	$149,299 (+2.9%)	$340,150 (-5.17%) Building $340,150
2024	$1,912.00 (+2.47%) Homeowner's exemption	$145,091 (+3%)	$358,680 (+11.13%) Building $358,680
2023	$1,866.00 (+3.72%) Homeowner's exemption	$140,865 (+3%)	$322,768 (+15.8%) Building $322,768
2022	$1,799.00 Homeowner's exemption	$136,762	$278,718 Building $278,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 Starkey Rd, Unit 1503 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 960 Starkey Rd, Unit 1503 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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