960 Starkey Rd, Unit 10504, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 10504, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,324 sqft · built 2022
Owner	Individual Name on File
Last Sale	$334,900 (Jul 2022)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-001-162-1113-7`

Property Details

APN / Parcel Number

Primary APN	`C62-001-162-1113-7`
Alternative APNs	`02-30-15-31964-010-5040` `301502319640105040` `R495637`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R495637
Street Address	960 STARKEY RD, 10504
City	LARGO
State	FL
Zip	33771-2694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO X AT EAST BAY UNIT 10504 TOGETHER WITH THE USE OF PARKING SPACE P-34
Legal Subdivision	GOLF LAKE CONDO X
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

960 Starkey Rd, Unit 10504 is owned and occupied by an individual who bought it in July 2022.

Source: Pinellas County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	960 STARKEY RD, 10504, LARGO, FL 33771-2694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Deed Document Number	2022210551
Deed Book / Page	22127 / 112
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 10504, 10504, LARGO, FL 33771-2694
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19341 US HIGHWAY 19 N 309, 309, CLEARWATER, FL 33764-3302

Mortgage

Document Number	0222512435
Date	Nov 2, 2022
Book Page	22251/2435
Instrument	2022319732

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2022
Property Address	960 STARKEY RD UNIT 10504, 10504, LARGO, FL 33771-2694
Document Number	0221270112
Book / Page	22127 / 112
Map Reference	MB 165 PG 51
Instrument Date	Jun 30, 2022
Instrument	2022210551
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 SE 5TH ST # ST515, ST515, MIAMI, FL 33131-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 10504, 10504, LARGO, FL 33771-2694

Mortgage

Document Number	0022127115
Date	Jul 6, 2022
Instrument	22127/115

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 10504 was $4,852 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00 (+5.64%) Homeowner's exemption	$297,759	$346,202 Building $346,202
2024	$4,593.00 (+1.73%)
2023	$4,515.00 (+1,677.56%) Homeowner's exemption	$280,939 (+1,222.07%)	$280,939 (+1,222.07%) Building $280,939
2022	$254.00	$21,250	$21,250 Land $21,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 960 Starkey Rd, Unit 10504 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Starkey Rd, Unit 10504 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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