Pinellas County property record for 960 Starkey Rd, Unit 10307, Largo, FL 33771
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 2022 |
| Owner | 2 Trust Names on File |
| Last Sale | $395,000 (May 2025) |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-001-162-1100-4 |
| Primary APN | C62-001-162-1100-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| View / Lot | Interior |
| Garage Type | Attached |
| Porch | Patio |
| Account Number | R496274 |
|---|---|
| Street Address | 960 STARKEY RD, 10307 |
| City | LARGO |
| State | FL |
| Zip | 33771-2695 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GOLF LAKE CONDO X AT EAST BAY UNIT 10307 TOGETHER WITH THE USE OF GARAGE G-28 |
| Legal Subdivision | GOLF LAKE CONDO X |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 25303 |
960 Starkey Rd, Unit 10307 is owner-occupied and held in a trust since May 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 960 STARKEY RD, 10307, LARGO, FL 33771-2695 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage LEGEND LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Deed Document Number | 2025131479 |
| Deed Book / Page | 23153 / 800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 960 STARKEY RD UNIT 10307, 10307, LARGO, FL 33771-2695 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0222550739 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 22255/739 |
| Instrument | 2022322754 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | PEMBROKE PINES, FL 33082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 6, 2025 |
| Property Address | 960 STARKEY RD UNIT 10307, 10307, LARGO, FL 33771-2695 |
| Document Number | 0231530800 |
| Book / Page | 23153 / 800 |
| Map Reference | MB 165 PG 51 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025131479 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BAXTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2256 SPANISH DR, CLEARWATER, FL 33763-2948 |
| Name | Verified Name |
|---|---|
| Address | 960 STARKEY RD, LARGO, FL 33771-3160 |
| Document Number | 0023153802 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 23153/802 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
The 2025 property tax bill for 960 Starkey Rd, Unit 10307 was $4,418.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,418.00 | $274,892 | $346,955 Building $346,955 |
| 2023 | $4,107.00 (+1,516.93%) Homeowner's exemption | $259,364 (+1,120.54%) | $284,574 (+1,239.17%) Building $284,574 |
| 2022 | $254.00 | $21,250 | $21,250 Land $21,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 960 Starkey Rd, Unit 10307 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 88 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 343 condo units |
| Nearby Flood Claims | 90 (1979–2024) |
| Claims Outside the SFHA | 5 of 90 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Starkey Rd, Unit 10307 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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