Union County and New Providence Borough property record for 960 Springfield Ave, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 2,724 sqft · built 1920 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jun 1996) |
| Tax Bill | $14,573 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00137-0000-00022-01 |
| Primary APN | 11-00137-0000-00022-01 |
|---|---|
| Alternative APN |
|
| Building Area | 2,724 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Street Address | 960 SPRINGFIELD AVE |
|---|---|
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MILL POND ROAD |
| Legal Block | 137 |
| Legal Lot Number | 22.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 38104 |
Source: Union County and New Providence Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 21, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1996 · Amount on Record |
| Deed Sale | Jun 3, 1996 · Amount on Record |
| Prior Sale | Jun 10, 1994 · Amount on Record |
| Deed Document Number | 199628108 |
| Deed Book / Page | 4387 / 153 |
| Last Transfer Date | Oct 18, 2024 |
| Transfer Doc | 0065620058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0000093105 |
| Book / Page | 15809 / 2545 |
| Instrument Date | May 11, 2026 |
| Instrument | 202693105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0000093105, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 15809/2545 |
| Instrument | 202693105 |
| Name | DIGITAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 25, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0153132240 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 15313/2240 |
| Instrument | 46666 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Sep 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151580118 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 15158/118 |
| Instrument | 30949 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 21, 2020 |
| Property Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0063560457 |
| Book / Page | 006356 / 000457 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 321260 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 SPRINGFIELD AVE NEW PROVIDENCE NJ 079742445, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 146420578 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 014642/000578 |
| Instrument | 685448 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 960 SPRINGFIELD AVE, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0143440454 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 960 SPRINGFIELD AVE NEW PROVIDENCE NJ 079742445, NEW PROVIDENCE, NJ 07974-2445 |
| Document Number | 0143440454 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 014344/000454 |
| Instrument | 647318 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,000 (-) Land $146,500 Building $131,500 | $278,000 (-) Land $146,500 Building $131,500 | |
| 2025 | $14,573.00 (+1.55%) | $278,000 (-) Land $146,500 Building $131,500 | $278,000 (-) Land $146,500 Building $131,500 |
| 2024 | $14,350.00 (+4.54%) | ||
| 2023 | $278,000 Land $146,500 Building $131,500 | $278,000 Land $146,500 Building $131,500 | |
| 2022 | $13,727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (2005–2026) |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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