960 Southgate Ln, Prosper, TX 75078 Property Records

Collin County property record for 960 Southgate Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,488 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$570,100 (Oct 2020)
Tax Bill	$12,631 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-11830-00T-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-11830-00T-0020-1`
Alternative APNs	`000002797456` `2797456`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,488 sqft Living Area
Gross Area	4,050 sqft
1st Floor Area	2,289 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	463 sqft
Porch	Covered Patio/Porch
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	960 SOUTHGATE LN
City	PROSPER
State	TX
Zip	75078-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR TRAIL PHASE THREE, BLK T, LOT 2
Legal Subdivision	STAR TRAIL PHASE THREE (CPR)
Legal Block	T
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4003
Census Tract	30304

Owner

960 Southgate Ln is owned and occupied by an individual who bought it in October 2020.

Source: Collin County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	960 SOUTHGATE LN, PROSPER, TX 75078-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 23, 2020	Grant Deed, Subdivision Related Transfer HIGHLAND HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	20201852870
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0001852870
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	960 SOUTHGATE LN, PROSPER, TX 75078-2248
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001264320
Date	Jun 23, 2021
Instrument	20210623001264320

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 23, 2020
Property Address	960 SOUTHGATE LN, PROSPER, TX 75078-2248
Document Number	0001852870
Instrument Date	Oct 22, 2020
Instrument	1852870
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 SOUTHGATE LN PROSPER TX 750782248, PROSPER, TX 75078-2248

Mortgage

Document Number	1852880
Date	Oct 23, 2020
Instrument	1852880

Lender

Name	HIGHLAND HOMELOANS LLC
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 960 Southgate Ln was $12,631 with a homeowner's exemption, up 5.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,631.00 (+5.33%) Homeowner's exemption	$784,031 Land $190,000 Building $662,214	$852,214 Land $190,000 Building $662,214
2024	$11,992.00
2023		$798,263 Land $190,000 Building $608,263	$798,263 Land $190,000 Building $608,263
2022	$11,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Southgate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Southgate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Southgate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures