960 Saybrook Rd, Haddam, CT 06438 Property Records

Haddam Town property record for 960 Saybrook Rd, Haddam, CT 06438

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,012 sqft · built 1791
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Nov 2020)
Tax Bill	$10,981 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HADD M:31 B:068`

Property Details

APN / Parcel Number

Primary APN	`HADD M:31 B:068`
Alternative APN	`S0594800`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	6,383 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1791
Effective Year Built	Effective 1791
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	S0594800
Street Address	960 SAYBROOK RD
City	HADDAM
State	CT
Zip	06438-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	68
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	2
Census Block	2020
Census Tract	590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Haddam Center Historic District listed 1989 · 124 contributing resources · NRIS 89000012

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

960 Saybrook Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 SAYBROOK RD, HADDAM, CT 06438-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2020210770
Deed Book / Page	404 / 701
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADDAM CT
Property Address	960 SAYBROOK RD, HADDAM, CT 06438-1138
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435-41
Date	Feb 17, 2026
Book Page	435/41
Instrument	2026001932

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Nov 30, 2020
Property Address	960 SAYBROOK RD, HADDAM, CT 06438-1138
Document Number	404-701
Book / Page	404 / 701
Instrument Date	Nov 23, 2020
Instrument	2020210770
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2020210771
Date	Nov 30, 2020
Instrument	2020210771

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 960 Saybrook Rd was $10,981, up 19.5% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,981.00 (+19.49%)	$439,600 (+64.32%) Land $63,070 Building $376,530	$688,677 (+267.74%)
2025	$9,190.00	$267,530 Land $63,110 Building $204,420	$187,271 Land $44,177 Building $143,094
2024	$9,190.00 (+1.42%)
2023	$9,061.00 (+4.76%)	$267,530 (-) Land $63,110 Building $204,420
2022	$8,649.00	$267,530 Land $63,110 Building $204,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 960 Saybrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Saybrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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