960 Rosewood Dr, Elyria, OH 44035 Property Records

Lorain County property record for 960 Rosewood Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1968
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (May 2019)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-030-108-016`

Property Details

APN / Parcel Number

Primary APN	`06-23-030-108-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	960 ROSEWOOD DR
City	ELYRIA
State	OH
Zip	44035-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON HOMES ESTS FRNT 60.00 X 130.00
Legal Subdivision	FALCON HOME ESTATES
Legal Tract	23
Legal Block	108
Legal Lot Number	146
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3003
Census Tract	70102

Owner

960 Rosewood Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 ROSEWOOD DR, ELYRIA, OH 44035-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 12, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 17, 2019	Warranty Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Jan 24, 2001 · Amount on File
Deed Document Number	2019002696
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	960 ROSEWOOD DR, ELYRIA, OH 44035-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 ROSEWOOD DR, ELYRIA, OH 44035-1822

Mortgage

Document Number	0000897423
Date	Nov 3, 2022
Instrument	2022-0897423

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	960 ROSEWOOD DR, ELYRIA, OH 44035-1822
Document Number	0000799880
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 ROSEWOOD DR ELYRIA OH 440351822, ELYRIA, OH 44035-1822

Mortgage

Document Number	0000799880
Date	Jan 26, 2021
Instrument	799880

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 17, 2019
Property Address	960 ROSEWOOD DR, ELYRIA, OH 44035-1822
Document Number	0000715127
Instrument Date	May 9, 2019
Instrument	715127
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 ROSEWOOD DR ELYRIA OH 440351822, ELYRIA, OH 44035-1822

Mortgage

Document Number	715128
Date	May 17, 2019
Instrument	715128

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 960 Rosewood Dr was $2,259.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00	$47,970 (+%) Land $9,010 Building $38,960	$137,050 (-) Land $25,740 Building $111,310
2024	$2,259.00 (+7.98%)	$47,968 (+24.95%) Land $9,009 Building $38,959	$137,050 (+24.95%) Land $25,740 Building $111,310
2023	$2,092.00 (+0.38%)	$38,389 (%) Land $9,923 Building $28,466	$109,680 Land $28,350 Building $81,330
2022	$2,084.00	$38,390 Land $9,920 Building $28,470
2021			$109,680 Land $28,350 Building $81,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 Rosewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Rosewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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