960 River Bend Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 960 River Bend Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 2015
Lot Size	0.119 acres (5,200 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Oct 2022)
Tax Bill	$11,350 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`213-380-630-000`

Property Details

APN / Parcel Number

Primary APN	`213-380-630-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	960 RIVER BEND DR
City	LATHROP
State	CA
Zip	95330-8583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT 213-310-22/PT TO 380-67 RIVER ISLANDS VIL
Legal Subdivision	3792 RIVER ISLANDS VILLAE C4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1085
Census Tract	5214

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC
Feb 6, 2017	Deed of Trust, Mortgage · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HOME MORTGAGE LLC
May 29, 2019	Intrafamily Transfer, Transfer · FHA Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	May 29, 2019
Deed Document Number	2022-118705
Record Updated	Jun 8, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 14, 2022
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Document Number	0000118705
Map Reference	MB 42 PG 28
Instrument Date	Oct 6, 2022
Instrument	2022-118705
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	960 RIVER BEND DR, LATHROP, CA 95330-8583

Mortgage

Document Number	0000118706
Date	Oct 14, 2022
Instrument	2022-118706

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 RIVER BEND DR, LATHROP, CA 95330-8583

Mortgage

Document Number	0000012394
Date	Jan 28, 2022
Instrument	2022-012394

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 RIVER BEND DR, LATHROP, CA 95330-8583

Mortgage

Document Number	0000142303
Date	Aug 25, 2021
Instrument	2021-142303

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016180
Date	Feb 6, 2017
Instrument	2017-016180

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039202
Date	Mar 30, 2020
Instrument	2020-039202

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 6, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 29, 2019
Property Address	960 RIVER BEND DR, LATHROP, CA 95330-8583
Document Number	0000055256
Map Reference	MB 42 PG 28
Instrument Date	May 22, 2019
Instrument	2019-055256
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE NORTH BAY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	960 RIVER BEND DR, LATHROP, CA 95330-8583

Mortgage

Document Number	0000055257
Date	May 29, 2019
Instrument	2019-055257

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,350.00 (+4.73%)	$723,783 (+4.04%) Land $211,201 Building $512,582
2023	$10,837.00 (+30.61%)	$695,679 Land $203,000 Building $492,679
2022	$8,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

Nearby Properties on River Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures