960 Ridge Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 960 Ridge Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,592 sqft · built 1987
Lot Size	3.39 acres (147,668 sqft)
Owner	Individual Name on File
Last Sale	$321,300 (Oct 2020)
Tax Bill	$6,976 (2025)
Deeds & Mortgages	May 2022 Refinance Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R04 L:010-A`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R04 L:010-A`
Alternative APNs	`M:R04 L:010=A` `342`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	147,668 sqft (3.39 acres)

Location & Zoning

Account Number	342
Street Address	960 RIDGE RD
City	BOWDOINHAM
State	ME
Zip	04008-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10-A
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1029
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

960 Ridge Rd is owned and occupied by an individual who bought it in October 2020.

Source: Sagadahoc County and Bowdoinham Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	960 RIDGE RD, BOWDOINHAM, ME 04008-5804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Oct 13, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CUSO HOME LENDING
Jun 16, 2017	Deed of Trust, Transfer CPORT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20207858
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0000007858
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	960 RIDGE RD, BOWDOINHAM, ME 04008-5804
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003727
Date	May 31, 2022
Instrument	2022R-03727

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Oct 13, 2020
Property Address	960 RIDGE RD, BOWDOINHAM, ME 04008-5804
Document Number	0000007858
Instrument Date	Oct 6, 2020
Instrument	2020R-07858
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 RIDGE RD, BOWDOINHAM, ME 04008-5804

Mortgage

Document Number	0000007859
Date	Oct 13, 2020
Instrument	2020R-07859

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	960 RIDGE RD, BOWDOINHAM, ME 04008-5804
Document Number	0000004156
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 RIDGE RD BOWDOINHAM ME 040085804, BOWDOINHAM, ME 04008-5804

Mortgage

Document Number	0000004156
Date	Jun 20, 2017
Instrument	4156

Lender

Name	CPORT CU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 960 Ridge Rd was $6,976, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,976.00 (+5.28%)	$315,500 (-) Land $71,900 Building $243,600
2024	$6,626.00 (+7.7%)	$315,500 (-) Land $71,900 Building $243,600
2023	$6,152.00 (+29.3%)	$315,500 (+19.96%) Land $71,900 Building $243,600
2022	$4,758.00	$263,000 Land $60,000 Building $203,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 960 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Tidewater O.P.E.N..

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