960 Red Rock Rd, Durango, CO 81301 Property Records

La Plata County property record for 960 Red Rock Rd, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,227 sqft · built 2003
Lot Size	0.752 acres (32,757 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Sep 2020)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5597-101-14-005`

Property Details

APN / Parcel Number

Primary APN	`5597-101-14-005`
Alternative APN	`R420697`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,227 sqft Living Area
Gross Area	4,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Lot Area	32,757 sqft (0.752 acres)
Garage Type	Attached
Garage Area	936 sqft
Porch	Unfinished Open Porch
Porch Area	370 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R420697
Street Address	960 RED ROCK RD
City	DURANGO
State	CO
Zip	81301-7286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RED ROCK RANGE BLOCK: 0 LOT: 5 960 RED ROCK RD DURANGO 81301
Legal Subdivision	RED ROCK RANGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1010
Census Tract	970705

Owner

Source: La Plata County records · APN 5597-101-14-005

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12487 E LUPINE AVE, SCOTTSDALE, AZ 85259-3420
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Oct 01, 2020	Grant Deed, Construction Loan · Construction Mortgage BANK OF CO
Sep 10, 2018	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	20201178671
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	960 RED ROCK RD, DURANGO, CO 81301-7286
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182786
Date	Dec 08, 2020
Instrument	1182786

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 01, 2020
Property Address	960 RED ROCK RD, DURANGO, CO 81301-7286
Document Number	0001178671
Instrument Date	Sep 29, 2020
Instrument	1178671
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 RED ROCK RD DURANGO CO 813017286, DURANGO, CO 81301-7286

Mortgage

Document Number	1178672
Date	Oct 01, 2020
Instrument	1178672

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2021

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 10, 2018
Property Address	960 RED ROCK RD, DURANGO, CO 81301-7286
Document Number	0001147806
Instrument Date	Sep 10, 2018
Instrument	1147806
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$90.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	960 RED ROCK RD DURANGO CO 813017286, DURANGO, CO 81301-7286

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,530 (+4.02%) Land $33,640 Building $69,890	$1,592,510 (-) Land $517,400 Building $1,075,110
2025	$5,588.00 (+73.43%)	$99,530 (+34.01%) Land $32,340 Building $67,190	$1,592,510 (+43.66%) Land $517,400 Building $1,075,110
2023	$3,222.00 (+11.84%)	$74,270 (+13.03%) Land $31,510 Building $42,760	$1,108,510 (+17.25%) Land $470,350 Building $638,160
2022	$2,881.00	$65,710 Land $22,060 Building $43,650	$945,410 Land $317,370 Building $628,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate 1% annual chance, depth under 1 ft
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	About 1 in 403 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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