960 Opal Ln, Sacramento, CA 95815 Property Records

Sacramento County property record for 960 Opal Ln, Sacramento, CA 95815 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage897 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2021)
Tax Bill$4,067.00 (2025)

Owner

Source: Sacramento County records · APN 265-0012-026-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address960 OPAL LN, SACRAMENTO, CA 95815-1228
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Commercial Mortgage
SUMMIT FUNDING INC
Nov 23, 2021Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUMMIT FUNDING INC
Apr 25, 2019Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 23, 2021 · Amount on Record
Deed SaleNov 23, 2021 · Amount on Record
Prior SaleApr 25, 2019 · Amount on Record
Deed Doc Number20211695
Deed Book / Page20211123 / 1695
Prior Transfer DateSep 01, 2015
Prior Transfer Doc0000000220
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address960 OPAL LN, SACRAMENTO, CA 95815-1228
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 OPAL LN, SACRAMENTO, CA 95815-1228

Mortgage

Document Number0000001698
DateNov 23, 2021
Instrument2021112301698
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 23, 2021
Property Address960 OPAL LN, SACRAMENTO, CA 95815-1228
Document Number2021112301695
Map ReferenceMB 11 MAP 34&35
Instrument DateNov 16, 2021
Instrument2021112301695
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 OPAL LN, SACRAMENTO, CA 95815-1228

Mortgage

Document Number2021112301696
DateNov 23, 2021
Instrument2021112301696
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Mortgage

Document Number0000001697
DateNov 23, 2021
Instrument2021112301697
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 25, 2019
Property Address960 OPAL LN, SACRAMENTO, CA 95815-1228
Document Number1904251296
Instrument DateApr 22, 2019
Instrument1904251296
Transaction TypeTransfer
Record UpdatedMay 09, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$258.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address960 OPAL LN SACRAMENTO CA 958151228, SACRAMENTO, CA 95815-1228

Mortgage

Document Number1904251299
DateApr 25, 2019
Instrument1904251299
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressSACRAMENTO, CA 95814
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number1904251297,
DateApr 25, 2019
Instrument1904251297
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictTwin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$335,550 (+2%) Land $110,060 Building $225,490
2025$4,067.00 (+4.04%)$328,971 (+4.04%) Land $107,902 Building $221,069
2024$3,909.00 (-0.56%)
2023$3,931.00 (+6.04%)$316,199 Land $103,713 Building $212,486
2022$3,707.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN265-0012-026-0000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area897 sqft Living Area
1st Floor897 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCustom Design Style
Exterior MaterialWood Shingle Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces1 Parking Spaces
Garage Area200 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address960 OPAL LN
CitySACRAMENTO
StateCA
Zip95815-1228
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 52 FT OF E 224 FT LOT 9 BLK 6 NORTH SACRAMENTOSUB NO 3
Legal SubdivisionNORTH SACRAMENTO SUB 3
Legal Block6
Legal Lot Number9
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup3
Census Block3014
Census Tract6600

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