960 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 960 Main St, Ouray, CO 81427

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,149 sqft · built 1898
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Feb 2021)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R000920`

Property Details

APN / Parcel Number

Primary APN	`R000920`
Alternative APN	`451531202014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,149 sqft Heated Area
Gross Area	4,407 sqft
1st Floor Area	1,260 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2005
Architectural Style	Victorian
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Porch	Porch
Porch Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Propane

Location & Zoning

Account Number	R000920
Street Address	960 MAIN ST
City	OURAY
State	CO
Zip	81427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	SUBD: ANDREWS PLACER PT OF TRACTS A & B S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	ANDREWS PLACER
Legal Tract	A,B
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1052
Census Tract	967602

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6597 ARROWHEAD TRL, ELIZABETH, CO 80107-6805
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2021227993
Prior Transfer Date	Jan 31, 2013
Prior Transfer Doc	209338
Record Updated	Sep 20, 2026

February 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	OURAY CO
Recording Date	Feb 23, 2021
Property Address	960 MAIN ST, OURAY, CO 81427
Document Number	0000227993
Instrument Date	Feb 15, 2021
Instrument	227993
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18650 NALL AVE, STILWELL, KS 66085-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6597 ARROWHEAD TRL, ELIZABETH, CO 80107-6805

Mortgage

Document Number	0000227995
Date	Feb 23, 2021
Instrument	227995

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00 (-2.17%)	$73,340 (-8.71%) Land $20,980 Building $52,360	$1,173,430 (-2.13%) Land $335,600 Building $837,830
2024	$4,987.00 (+6.9%)	$80,340 (-4.15%) Land $16,430 Building $63,910	$1,198,990 (-3.23%) Land $245,150 Building $953,840
2023	$4,665.00 (+50.92%)	$83,820 (+68.18%) Land $17,140 Building $66,680	$1,238,990 (+72.78%) Land $253,330 Building $985,660
2022	$3,091.00	$49,840 Land $10,530 Building $39,310	$717,080 Land $151,500 Building $565,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	17 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20