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  5. Heady Rd

960 Heady Rd, Sparta, TN 38583 Property Records

White County property record for 960 Heady Rd, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1996
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$5,000 (Oct 2021)
Tax Bill$1,007 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093008 02400

Property Details

APN / Parcel Number

Primary APN093008 02400
Alternative APN
  • 008 02400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions160 ft deep x 180 ft wide
Garage TypeFinished
Garage Area392 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address960 HEADY RD
CitySPARTA
StateTN
Zip38583-5350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
JurisdictionWHITE TN
Township / Civil Division3
Census Block Group1
Census Block1019
Census Tract935100

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address994 HEADY RD, SPARTA, TN 38583-5350
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF PUTNAM CNTY
Mar 23, 2020Warranty Deed, Transfer · Commercial Mortgage
BANK OF PUTNAM COUNTY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleMar 23, 2020 · Amount on Record
Deed Document Number20214925
Deed Book / Page492 / 948
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address960 HEADY RD, SPARTA, TN 38583-5350
Document Number0000001471
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 HEADY RD SPARTA TN 385835350, SPARTA, TN 38583-5350

Mortgage

Document Number0000001471
DateApr 24, 2020
Book Page000454/000090
Instrument1471
Lender
NameBANK OF PUTNAM CNTY
TypeBank
AddressSPARTA, TN 38583
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateMar 23, 2020
Property Address960 HEADY RD, SPARTA, TN 38583-5350
Document Number0RB451/829
Book / PageRB451 / 829
Instrument DateMar 23, 2020
Instrument20001066
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$266.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 HEADY RD, SPARTA, TN 38583-5350

Mortgage

Document Number0020001067
DateMar 23, 2020
Instrument20001067
Lender
NameBANK OF PUTNAM COUNTY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,007.00 (+34.81%)$71,425 (+96.09%) Land $3,500 Building $67,925$285,700 (+96.09%) Land $14,000 Building $271,700
2023$36,425 Land $2,950 Building $33,475
2021$747.00
2020$145,700 Land $11,800 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR UTILITY DISTRICT
serves 10,344 people · EPA ID TN0000526
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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