960 Gardner St, South Beloit, IL 61080 Property Records

Winnebago County property record for 960 Gardner St, South Beloit, IL 61080

Property Summary

Property Type	General Industrial
Details	13,431 sqft · built 1955
Owner	Company Name on File
Last Sale	$212,500 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-05-426-013`

Property Details

APN / Parcel Number

Primary APN	`04-05-426-013`
Alternative APN	`005C040B`

Interior

Stories	1 Story
Building Area	13,431 sqft Total Area

Exterior

Year Built	Built 1955

Location & Zoning

Old Parcel Number	005C040B
Street Address	960 GARDNER ST
City	SOUTH BELOIT
State	IL
Zip	61080-1429
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	PLAT OF S BELOIT THAT PT OF PLAT IN ROSCOE W 18.71 FT LT 18 VAC ALLEY LYG S& ADJ LTS 1 THRU 4 ALL LTS 1 THRU 4 &LOTS 15 THRU
Legal Township	11N
Legal Subdivision	SOUTH BELOIT
Legal Block	3
Legal Lot Number	15 16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2042
Census Tract	4004

Owner

Source: Winnebago County records · APN 04-05-426-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	960 GARDNER ST, SOUTH BELOIT, IL 61080-1429
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Commercial Mortgage BLACKHAWK BANK
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Warranty Deed, Transfer · Line of Credit ASSOCIATED BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2308165
Record Updated	Jun 07, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 19, 2023
Property Address	960 GARDNER ST, SOUTH BELOIT, IL 61080-1429
Document Number	0000008165
Instrument Date	Apr 17, 2023
Instrument	2308165
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$318.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 GARDNER ST, SOUTH BELOIT, IL 61080-1429

Mortgage

Document Number	0000008166
Date	Apr 19, 2023
Instrument	2308166

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2019
Property Address	960 GARDNER ST, SOUTH BELOIT, IL 61080-1429
Document Number	0001001372
Instrument Date	Jan 01, 2019
Instrument	1001372
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 204 BIG BEND WI 531030204, BIG BEND, WI 53103-0204

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 16, 2018
Property Address	960 GARDNER ST, SOUTH BELOIT, IL 61080-1429
Document Number	0001011030
Instrument Date	Apr 16, 2018
Instrument	1011030
Transaction Type	Transfer
Record Updated	Oct 16, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S87W22675 EDGEWOOD AVE BIG BEND WI 531039556, BIG BEND, WI 53103-9556

Mortgage

Document Number	1011031
Date	Apr 16, 2018
Instrument	1011031

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54307-9006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$74,516 Land $18,134 Building $56,382	$223,548 Land $54,402 Building $169,146

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (2013–2019)
Most Recent Claim	Oct 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 162 locations within half a mile of this property.

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