960 Fourth St, Monticello, FL 32344 Property Records

Jefferson County property record for 960 Fourth St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1987
Lot Size	0.363 acres (15,800 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0450-0009-0210`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0450-0009-0210`
Alternative APN	`2064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,800 sqft (0.363 acres)
Lot Dimensions	158 ft deep x 15,800 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	960 FOURTH ST
City	MONTICELLO
State	FL
Zip	32344-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 9 SIMONS ADD ORB 17 P 113 & 125 P 316 & 682 P 708 & 688 P 488
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	SIMONS ADD
Legal Block	9
Legal Lot Number	21
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1050
Census Tract	250103

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	960 FOURTH ST, MONTICELLO, FL 32344-2847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2023628
Deed Book / Page	834 / 300
Prior Transfer Date	Jun 23, 2010
Prior Transfer Doc	0006500642
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 16, 2023
Property Address	960 FOURTH ST, MONTICELLO, FL 32344-2847
Document Number	0008340300
Book / Page	834 / 300
Map Reference	MB U PG 642
Instrument Date	Mar 7, 2023
Instrument	202333000628
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 CROOKED CREEK LN, MONTICELLO, FL 32344-1055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 FOURTH ST, MONTICELLO, FL 32344-2847

Mortgage

Document Number	0000834303
Date	Mar 16, 2023
Instrument	834/303

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 Homeowner's exemption	$144,723 (-1.97%) Land $30,810 Building $113,913	$144,723 (-1.97%) Land $30,810 Building $113,913
2024	$2,433.00 (-8.6%) Homeowner's exemption	$147,624 (+29.03%) Land $30,810 Building $116,814	$147,624 (+29.03%) Land $30,810 Building $116,814
2023	$2,662.00 (+10.64%)	$114,407 (+11.01%) Land $7,900 Building $106,507	$114,407 (+11.01%) Land $7,900 Building $106,507
2022	$2,406.00	$103,063 Land $7,110 Building $95,953	$103,063 Land $7,110 Building $95,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20