Cabell County property record for 960 Florida St, Milton, WV 25541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,693 sqft · built 1964 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,539 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-2-0034.0001 |
| Primary APN | 09-2-0034.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 3,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 130 ft deep x 52 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 960 FLORIDA ST |
|---|---|
| City | MILTON |
| State | WV |
| Zip | 25541-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK3 LT 1 RESUBLT 1-5 H'BARGER 960 FLORIDA ST |
| Legal Subdivision | HARSHBARGER THIRD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10802 |
960 Florida St is owned and occupied by two individuals.
Source: Cabell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 960 FLORIDA ST, MILTON, WV 25541-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Jul 7, 2026 |
| Property Address | 960 FLORIDA ST, MILTON, WV 25541-1361 |
| Document Number | 0006265145 |
| Book / Page | 3043 / 423 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20266265145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 960 FLORIDA ST, MILTON, WV 25541-1361 |
| Document Number | 0006265145, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 3043/423 |
| Instrument | 20266265145 |
| Name | CITY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Aug 22, 2023 |
| Property Address | 960 FLORIDA ST, MILTON, WV 25541-1361 |
| Document Number | 001487/601 |
| Book / Page | 1487 / 601 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 6175620 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 FLORIDA ST, MILTON, WV 25541-1361 |
| Document Number | 0006175621 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 6175621 |
| Name | CITY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 960 Florida St was $1,539, up 32.3% from the year before.
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Municipality | Milton Town |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,539.00 (+32.33%) | $96,240 (+33.89%) Land $20,700 Building $75,540 | $160,400 (+33.89%) Land $34,500 Building $125,900 |
| 2025 | $1,163.00 | $71,880 Land $11,940 Building $59,940 | $119,800 Land $19,900 Building $99,900 |
| 2023 | $1,025.00 (-0.97%) | $63,180 (-0.38%) Land $9,960 Building $53,220 | $105,300 (-0.38%) Land $16,600 Building $88,700 |
| 2022 | $1,035.00 | $63,420 Land $9,960 Building $53,460 | $105,700 Land $16,600 Building $89,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 960 Florida St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 13 (1997–2023) |
| Most Recent Claim | Feb 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Florida St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER serves 5,446 people · EPA ID WV3300609 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Aug 2018 |
| Monitoring and Reporting | 48 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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