960 Estes St, El Cajon, CA 92020 Property Records

San Diego County property record for 960 Estes St, El Cajon, CA 92020

Property Summary

Property TypeMulti-Family Dwellings
Details3,036 sqft · built 1967
Lot Size1.1 acres (47,916 sqft)
OwnerCompany Name on Record
Last Sale$1,450,000 (Dec 1983)
Tax Bill$64,756 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN492-320-13-00

Property Details

APN / Parcel Number

Primary APN492-320-13-00
Alternative APN
  • 4923200900

Interior

Units35 Units
Building Area3,036 sqft Living Area
Gross Area23,036 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleMulti-Family
Lot Area47,916 sqft

Location & Zoning

Old Parcel Number4923200900
Street Address960 ESTES ST
CityEL CAJON
StateCA
Zip92020-7423
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM-2200
Legal DescriptionPAR 3 TR PM07123
Legal Tract7123
Legal Block4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4002
Census Tract15902

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1556 KIMBERLY WOODS DR, EL CAJON, CA 92020-7226
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
MISSION FCU
Jan 26, 2017Deed of Trust, Mortgage · Construction Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 1983 · Amount on Record
Deed SaleDec 19, 1983 · Amount on Record
Deed Document Number1983461202
Last Transfer DateOct 19, 2010
Transfer Doc0000561981
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address960 ESTES ST, EL CAJON, CA 92020-7423
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyFIRST AMERICAN TITLE-NATIONAL COM, FIRST AMER TTL NATL COM SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1556 KIMBERLY WOODS DR, EL CAJON, CA 92020-7226

Mortgage

Document Number0000162178
DateApr 13, 2022
Instrument2022-0162178
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address960 ESTES ST, EL CAJON, CA 92020-7423
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040210
DateJan 26, 2017
Instrument2017-0040210
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,853,023 (+2%) Land $887,595 Building $1,965,428
2025$64,756.00 (+1.79%)$2,797,083 (+4.04%) Land $870,192 Building $1,926,891
2023$63,618.00 (+11.24%)$2,688,470 Land $836,402 Building $1,852,068
2022$57,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Estes St

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