960 Erin Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 960 Erin Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1988
Lot Size	0.136 acres (5,907 sqft)
Owner	Company Name on File
Last Sale	$475,000 (May 2015)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Jun 2020 Transfer Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`481-620-53-00`

Property Details

APN / Parcel Number

Primary APN	`481-620-53-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,738 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,907 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	960 ERIN DR
City	EL CAJON
State	CA
Zip	92020-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 53 TR 010960
Legal Subdivision	FLETCHER HIGHLANDS
Legal Tract	010960
Legal Block	3
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	16201

Owner

960 Erin Dr is owned by a company that acquired it in April 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	960 ERIN DR, EL CAJON, CA 92020-1769
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2015 · Amount on File
Deed Sale	May 6, 2015 · Amount on File
Prior Sale	Feb 24, 1989 · Amount on File
Deed Document Number	2015225124
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000288601
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2020
Property Address	960 ERIN DR, EL CAJON, CA 92020-1769
Document Number	0000288601
Instrument Date	Apr 22, 2020
Instrument	288601
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	960 ERIN DR EL CAJON CA 920201769, EL CAJON, CA 92020-1769

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	960 ERIN DR, EL CAJON, CA 92020-1769
Document Number	0000260595
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 ERIN DR EL CAJON CA 920201769, EL CAJON, CA 92020-1769

Mortgage

Document Number	0000260595
Date	May 22, 2020
Instrument	260595

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 21, 2060

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	960 ERIN DR, EL CAJON, CA 92020-1769
Document Number	0000239095
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	WFG NATIONAL TITLE-IRVINE, WFG NAT'L TITLE-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 ERIN DR EL CAJON CA 920201769, EL CAJON, CA 92020-1769

Mortgage

Document Number	0000239095
Date	Jun 19, 2019
Instrument	239095

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	960 ERIN DR, EL CAJON, CA 92020-1769
Document Number	0000200223
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 ERIN DR EL CAJON CA 920201769, EL CAJON, CA 92020-1769

Mortgage

Document Number	0000200223
Date	May 17, 2018
Instrument	200223

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 16, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 960 Erin Dr was $7,540 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,286 (+2%) Land $173,178 Building $409,108
2025	$7,540.00 Homeowner's exemption	$570,870 Land $169,783 Building $401,087
2023	$7,015.00 (+1.67%) Homeowner's exemption	$548,704 Land $163,191 Building $385,513
2022	$6,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 960 Erin Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Erin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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