960 E 40th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 960 E 40th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,429 sqft · built 1942
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2016)
Tax Bill	$3,476 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35324.1601`

Property Details

APN / Parcel Number

Primary APN	`35324.1601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,129 sqft
Basement Area	1,129 sqft
Finished Basement	300 sqft
Unfinished Basement	829 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	960 E 40TH AVE
City	SPOKANE
State	WA
Zip	99203-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MANITO CLUB ALL L1; E10FT L2 B4
Legal Range	43E
Legal Township	25N
Legal Section	32
Legal Subdivision	MANITO CLUB
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4020
Census Tract	4400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GLOBAL CU
Jun 19, 2017	Deed of Trust, Mortgage · ARM GESA CU
Feb 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	20166506167
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0006506167
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	VISTA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007252312
Date	Nov 9, 2022
Instrument	7252312

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006613065
Date	Jun 19, 2017
Instrument	6613065

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	10-Year TN
Max Rate	9%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006781216
Date	Feb 11, 2019
Instrument	6781216

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006890387
Date	Feb 7, 2020
Instrument	6890387

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	960 E 40TH AVE, SPOKANE, WA 99203-2908
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007047010
Date	Mar 15, 2021
Instrument	7047010

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,476.00 (+15.02%)	$349,800 (+0.95%) Land $115,000 Building $234,800	$349,800 (+0.95%) Land $115,000 Building $234,800
2025	$3,022.00 (-10.86%)
2024		$346,500 (+25.63%) Land $76,500 Building $270,000	$346,500 (+25.63%) Land $76,500 Building $270,000
2023	$3,390.00 (+5.05%)	$275,800 Land $76,500 Building $199,300	$275,800 Land $76,500 Building $199,300
2022	$3,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

Nearby Properties on E 40th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures