Osceola County property record for 960 Cutke Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,892 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2021) |
| Tax Bill | $5,199.00 (2025) |
| Primary APN | 202531547700010220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,892 sqft Heated Area |
| Gross Area | 2,744 sqft Gross Area |
| 1st Floor | 1,892 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Garage Area | 661 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 232 sqft Patio |
| Porch | Open Porch |
| Porch Area | 191 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 960 CUTKE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9578 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WIGGINS RESERVE PB 27 PG 41 LOT 22 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | WIGGINS RESERVE |
| Legal Tract | 5477 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531547700010220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 960 CUTKE RD, SAINT CLOUD, FL 34771-9578 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 12, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage CENTENNIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Doc Number | 2021181008 |
| Deed Book / Page | 6091 / 2962 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 960 CUTKE RD, SAINT CLOUD, FL 34771-9578 |
| Document Number | 0060912962 |
| Book / Page | 6091 / 2962 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021181008 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NOT AVAILABLE, ROSEMONT TITLE INS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11613 JEFFERSON COMMONS CIR, 11613, ORLANDO, FL 32826-2838 |
| Name | Verified Name |
|---|---|
| Address | 9412 STRONGBARK LN, ORLANDO, FL 32832-5665 |
| Investor | Possibly a Property Investor |
| Document Number | 0060912964 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 6091/2964 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 960 CUTKE RD, SAINT CLOUD, FL 34771-9578 |
| Document Number | 0055720053 |
| Book / Page | 5572 / 0053 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019103792 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 960 CUTKE ROAD, SAINT CLOUD, FL 34771-9578 |
| Document Number | 0000557254 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 5572/54 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,199.00 (+7.51%) Homeowner's exemption | $364,704 (+6.64%) | $390,700 (+2.3%) Land $60,000 Building $330,700 |
| 2023 | $4,836.00 (+3.89%) Homeowner's exemption | $341,984 (+3%) | $381,900 (+14.72%) Land $60,000 Building $321,900 |
| 2022 | $4,655.00 Homeowner's exemption | $332,024 | $332,900 Land $60,000 Building $272,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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