960 Copper Line Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 960 Copper Line Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1989
Lot Size	3.95 acres (172,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92 15 15`

Property Details

APN / Parcel Number

Primary APN	`92 15 15`
Alternative APNs	`19637` `18946`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	172,062 sqft (3.95 acres)
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18946
Street Address	960 COPPER LINE RD
City	BUMPASS
State	VA
Zip	23024-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TAYLOR CREEK & WEST LOT 15 DB 563/095 3.95 AC
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	15
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3011
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 COPPER LINE RD, BUMPASS, VA 23024-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	960 COPPER LINE RD, BUMPASS, VA 23024-3026
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 COPPER LINE RD, BUMPASS, VA 23024-3026

Mortgage

Document Number	0001948/15
Date	Apr 2, 2024
Book Page	1948/15
Instrument	202400002857

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Feb 1, 2025

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	960 COPPER LINE RD, BUMPASS, VA 23024-3026
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001822/314
Date	Jan 31, 2022
Book Page	1822/314
Instrument	202200000977

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,300 (+6.92%) Land $65,500 Building $235,800	$301,300 (+6.92%) Land $65,500 Building $235,800
2025	$2,028.00 (+11.55%)	$281,800 (+18.06%) Land $55,100 Building $226,700	$281,800 (+18.06%) Land $55,100 Building $226,700
2024	$1,818.00 (+95.48%)
2023		$238,700 Land $46,000 Building $192,700
2022	$930.00		$238,700 Land $46,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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