Lauderdale County property record for 960 Co Rd 281, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,825 sqft · built 2019 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,182 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-07-0-000-011-002 |
| Primary APN | 15-03-07-0-000-011-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,825 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| 2nd Floor Area | 421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 187,308 sqft (4.3 acres) |
| Lot Dimensions | 660 ft deep x 272 ft wide |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 92263 |
|---|---|
| Street Address | 960 COUNTY ROAD 281 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-6345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 272 X 660 (640S) IRR 4.3 AC/C IN THE NW/4 SEC 07 T2S R11W BEG 226 S OF NW COR OF SEC TH E 610 N 226 E 50 S 498 W 660 & N 272 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 07 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 11401 |
960 Co Rd 281 is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 960 COUNTY ROAD 281, FLORENCE, AL 35633-6345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA CENTRAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 960 COUNTY ROAD 281, FLORENCE, AL 35633-6345 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/53455 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 2018/53455 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 384 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 960 COUNTY ROAD 281, FLORENCE, AL 35633-6345 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/38721 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 2020/38721 |
| Name | ALABAMA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 960 Co Rd 281 was $1,182 with a homeowner's exemption, up 0.1% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,182.00 (+0.08%) Homeowner's exemption | $35,420 (+0.06%) | $354,060 (+0.02%) Land $73,200 Building $280,860 |
| 2024 | $1,181.00 (+2.25%) Homeowner's exemption | $35,400 (+441.28%) Land $7,120 Building $28,280 | $353,980 (+6.54%) Land $71,200 Building $282,780 |
| 2023 | $1,155.00 (+24.06%) Homeowner's exemption | $6,540 (-75.62%) Land $6,540 | $332,240 (+23.92%) Land $65,400 Building $266,840 |
| 2022 | $931.00 Homeowner's exemption | $26,820 | $268,100 Land $50,400 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 960 Co Rd 281 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Co Rd 281 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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