960 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 960 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	1,120 sqft · built 1985
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Tax Bill	$18 (2026)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-07-26-0-000-006.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-07-26-0-000-006.002`
Alternative APNs	`ALT APN:1307260000006002` `22440`

Interior

Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	43,124 sqft (0.99 acres)

Location & Zoning

Account Number	22440
Street Address	960 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-5446
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG INT S/LN SEC & SW R/W CO RD 16;NW 316.5'ALG R/W;SW 284.4E 364.8' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3005
Census Tract	956102

Owner

960 Co Rd 16, a mobile home, is owned and occupied by an individual who acquired it in October 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	960 COUNTY ROAD 16, CENTRE, AL 35960-5446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2009
Deed Sale	Jun 9, 2009
Deed Document Number	2009160232
Last Transfer Date	Oct 2, 2025
Transfer Doc	0000240713
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	960 COUNTY ROAD 16, CENTRE, AL 35960-5446
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241206
Date	Nov 10, 2025
Instrument	241206

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate	8.85%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	960 COUNTY ROAD 16, CENTRE, AL 35960-5446
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 COUNTY ROAD 18, PIEDMONT, AL 36272-4354

Mortgage

Document Number	0000240714
Date	Oct 3, 2025
Instrument	240714

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	364 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 960 Co Rd 16 was $18 with a homeowner's exemption, down 18.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18.00 (-18.18%)
2025	$22.00 (+4.76%) Homeowner's exemption	$1,020 (+6.25%) Land $800 Building $220	$10,400 (+9.47%) Land $8,300 Building $2,100
2024	$21.00 Additional exemption filed	$960 (-) Land $760 Building $200	$9,500 (-) Land $7,500 Building $2,000
2023	$21.00 Homeowner's exemption	$960 (-)	$9,500 (-) Land $7,500 Building $2,000
2022	$21.00 Homeowner's exemption	$960 Land $760 Building $200	$9,500 Land $7,500 Building $2,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Co Rd 16 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Co Rd 16 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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