960 Ayers Ln, Galt, CA 95632 Property Records

Sacramento County property record for 960 Ayers Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 1993
Lot Size	0.151 acres (6,559 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Apr 2009)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0570-009-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0570-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,559 sqft (0.151 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	960 AYERS LN
City	GALT
State	CA
Zip	95632-8773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MITCHELL ESTATES, LOT 9
Legal Subdivision	MITCHELL ESTATES
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1015
Census Tract	9410

Owner

960 Ayers Ln is owned and occupied by two individuals who bought it in April 2009.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 AYERS LN, GALT, CA 95632-8773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2009 · Amount on File
Deed Sale	Apr 7, 2009 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Book / Page	20090407 / 1263
Prior Transfer Date	Dec 2, 2008
Prior Transfer Doc	0000000516
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	960 AYERS LN, GALT, CA 95632-8773
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 AYERS LN, GALT, CA 95632-8773

Mortgage

Document Number	0000000174
Date	Apr 26, 2021
Instrument	202104260174

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	960 AYERS LN, GALT, CA 95632-8773
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 AYERS LN, GALT, CA 95632-8773

Mortgage

Document Number	4260000000174
Date	Apr 26, 2021
Book Page	20210426/174

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 960 Ayers Ln was $2,591, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,968 (+2%) Land $52,532 Building $169,436
2025	$2,591.00 (+4.35%)	$217,616 Land $51,502 Building $166,114
2024	$2,483.00 (+1.64%)
2023	$2,443.00 (-9.08%)	$209,167 Land $49,503 Building $159,664
2022	$2,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 960 Ayers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Ayers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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