Anne Arundel County property record for 960 Aqua Ct, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,351 sqft · built 1980 |
| Lot Size | 0.237 acres (10,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2020) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-046-90015633 |
| Primary APN | 03-046-90015633 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 2,582 sqft |
| 1st Floor Area | 995 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,309 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04690015633 |
|---|---|
| Street Address | 960 AQUA CT |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 227 PL 3 ATLANTIS |
| Legal Subdivision | ATLANTIS |
| Legal Block | 3 |
| Legal Lot Number | 227 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 731004 |
960 Aqua Ct is owned and occupied by an individual who bought it in June 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 3, 2020 | Grant Deed, Transfer ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on File |
| Deed Sale | Jun 3, 2020 · Amount on File |
| Prior Sale | Feb 2, 1994 · Amount on File |
| Deed Book / Page | 34677 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 960 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 960 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Document Number | 0353040049 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 35304/49 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 960 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0343330132 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 34333/132 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21409 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 10, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 3, 2020 |
| Property Address | 960 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Document Number | 0346770205 |
| Book / Page | 034677 / 000205 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 AQUA CT ANNAPOLIS MD 214094743, ANNAPOLIS, MD 21409-4743 |
The 2025 property tax bill for 960 Aqua Ct was $5,569 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,400 (+8.4%) | $586,600 (-) Land $302,000 Building $284,600 | |
| 2025 | $5,569.00 Homeowner's exemption | $502,200 | $586,600 Land $302,000 Building $284,600 |
| 2023 | $4,826.00 Homeowner's exemption | $450,933 | $460,000 Land $258,900 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 960 Aqua Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Aqua Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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