960 Alpine Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 960 Alpine Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1991
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2014)
Tax Bill	$1,791 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-021-001`

Property Details

APN / Parcel Number

Primary APN	`049-021-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Deck Area	215 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	960 ALPINE DR
City	SPRING CREEK
State	NV
Zip	89815-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 403 SPRING CREEK CORPORATION FILE 72493
Legal Subdivision	SPRING CREEK TRACT 403
Legal Tract	403
Legal Block	21
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1034
Census Tract	951201

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 ALPINE DR, SPRING CREEK, NV 89815-7267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 10, 2019	Quit Claim Deed, Transfer · Line of Credit UNITED STS CU ACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on Record
Deed Sale	Apr 9, 2014 · Amount on Record
Deed Document Number	2014685054
Last Transfer Date	Jul 5, 2019
Transfer Doc	0000756522
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	960 ALPINE DR, SPRING CREEK, NV 89815-7267
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785646
Date	Apr 16, 2021
Instrument	785646

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 16, 2026
Property Address	960 ALPINE DR, SPRING CREEK, NV 89815-7267
Document Number	0000863503
Instrument Date	Mar 25, 2026
Instrument	2026863503
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	960 ALPINE DR, SPRING CREEK, NV 89815-7267

Mortgage

Document Number	0000863504,
Date	Apr 16, 2026
Instrument	2026863504

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jul 10, 2019
Property Address	960 ALPINE DR, SPRING CREEK, NV 89815-7267
Document Number	0000756522
Instrument Date	Jul 5, 2019
Instrument	756522
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 ALPINE DR SPRING CREEK NV 898157267, SPRING CREEK, NV 89815-7267

Mortgage

Document Number	756523
Date	Jul 10, 2019
Instrument	756523

Lender

Name	UNITED STS CU ACT
Type	Credit Union
Address	ELKO, NV 89801-4496

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,791.00 (+2.99%)	$71,600 (-2.21%) Land $21,000 Building $50,600	$204,571 (-2.21%) Land $60,000 Building $144,571
2025	$1,739.00 (+3.02%)	$73,219 (+18.55%) Land $21,000 Building $52,219	$209,197 (+18.55%) Land $60,000 Building $149,197
2024	$1,688.00 (+12.99%)
2023	$1,494.00 (+3.03%)	$61,760 (+14.16%) Land $11,200 Building $50,560	$176,457 (+14.16%) Land $32,000 Building $144,457
2022	$1,450.00	$54,101 Land $11,200 Building $42,901	$154,574 Land $32,000 Building $122,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 90% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK private · serves 9,340 people · EPA ID NV0000036
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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