960 13th St N, Naples, FL 34102 Property Records

Collier County property record for 960 13th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1964
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2009)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`072700 I 164A34`

Property Details

APN / Parcel Number

Primary APN	`072700 I 164A34`
Alternative APNs	`11036160000019700I164` `11036160000`

Interior

Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	960 13TH ST N
City	NAPLES
State	FL
Zip	34102-5484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	LAKE FOREST BLK I LOT 16
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	LAKE FOREST
Legal Tract	072700
Legal Block	I
Legal Lot Number	16
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	200

Owner

960 13th St N is owned and occupied by two individuals who bought it in October 2009.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	960 13TH ST N, NAPLES, FL 34102-5484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2009 · Amount on File
Deed Sale	Oct 13, 2009 · Amount on File
Deed Document Number	20094351404
Deed Book / Page	4500 / 385
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	960 13TH ST N, NAPLES, FL 34102-5484
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053601927
Date	Feb 6, 2017
Book Page	5360/1927
Instrument	5364484

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	960 13TH ST N, NAPLES, FL 34102-5484
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE SERVICES/COLLIER COUNTY LLC, TITLE SVCS OF COLLIER CNTY L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 13TH ST N, NAPLES, FL 34102-5484

Mortgage

Document Number	0059131861
Date	Mar 23, 2021
Book Page	5913/1861
Instrument	6023751

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 960 13th St N was $1,067 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,852 (+2.7%)	$602,245 (-29.72%) Land $542,063 Building $60,182
2025	$1,067.00 Homeowner's exemption	$156,623	$856,899 Land $786,816 Building $70,083
2023	$1,012.00 (-1.56%) Homeowner's exemption	$147,776 (+3%)	$663,148 (+11.82%) Land $606,504 Building $56,644
2022	$1,028.00 Homeowner's exemption	$143,472	$593,030 Land $533,560 Building $59,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 13th St N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured incl. 24 condo units
Nearby Flood Claims	91 (1979–2022)
Claims Outside the SFHA	2 of 91
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 24 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 13th St N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on 13th St N

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