Mercer County property record for 960 120th St, Joy, IL 61260
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,534 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 090917400005 |
| Primary APN | 090917400005 |
|---|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 960 120TH ST |
|---|---|
| City | JOY |
| State | IL |
| Zip | 61260-8565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S17 T14N R4W E 189.4 OF THE N 1150.2 NE SE |
| Legal Range | 04W |
| Legal Township | 14N |
| Legal Section | 17 |
| Jurisdiction | MERCER IL |
| Township / Civil Division | MILLERSBURG |
| Census Block Group | 2 |
| Census Block | 2197 |
| Census Tract | 40200 |
960 120th St is owned and occupied by an individual.
Source: Mercer County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 120TH ST, JOY, IL 61260-8565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 550 / 797 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 960 120th St was $4,534.
Source: Mercer County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Mercer County |
| County Subdivision | Millersburg Township |
| Unified School District | Mercer County School District 404 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,534.00 | $68,745 Land $6,070 Building $62,675 | $206,235 Land $18,210 Building $188,025 |
| 2022 | $2,687.00 | $40,630 Land $5,055 Building $35,575 | $121,890 Land $15,165 Building $106,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 960 120th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 120th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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