96 Wright Ln, Crossville, TN 38572 Property Records

Cumberland County property record for 96 Wright Ln, Crossville, TN 38572

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,824 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2025)
Tax Bill	$867 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125J-C-016.00`

Property Details

APN / Parcel Number

Primary APN	`125J-C-016.00`
Alternative APNs	`01125JC125J01600` `018125J C 01600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	254 ft deep x 52 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	631 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	96 WRIGHT LN
City	CROSSVILLE
State	TN
Zip	38572-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLORS CHAPEL ACRES PB 10 PG 521 LOT 33 52.37 X 254.15 IRR REV LIVING TRUST
Legal Subdivision	TAYLORS CHAPEL ACRES
Legal Lot Number	33
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	3
Census Block	3000
Census Tract	970702

Owner

Source: Cumberland County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 WRIGHT LN, CROSSVILLE, TN 38572-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UPPER CUMBERLAND FEDERAL CREDIT UNION
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202539958
Deed Book / Page	1731 / 66
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Recording Date	May 22, 2026
Property Address	96 WRIGHT LN, CROSSVILLE, TN 38572-3808
Document Number	0000007076
Book / Page	1749 / 2044
Instrument Date	May 18, 2026
Instrument	20267076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST CROSSVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 WRIGHT LN, CROSSVILLE, TN 38572-3808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007076,
Date	May 22, 2026
Book Page	1749/2044
Instrument	20267076

Lender

Name	UPPER CUMBERLAND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 1, 2021
Property Address	96 WRIGHT LN, CROSSVILLE, TN 38572-3808
Document Number	0000013013
Book / Page	1620 / 2329
Map Reference	MB 10 PG 521
Instrument Date	Sep 1, 2021
Instrument	21013013
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,228.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	96 WRIGHT LN, CROSSVILLE, TN 38572-3808

Mortgage

Document Number	0000013014
Date	Sep 1, 2021
Instrument	21013014

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+18.28%)	$76,425 (-) Land $5,000 Building $71,425	$305,700 (-) Land $20,000 Building $285,700
2023		$76,425 (-) Land $5,000 Building $71,425
2022		$76,425 Land $5,000 Building $71,425	$305,700 (-) Land $20,000 Building $285,700
2021			$305,700 Land $20,000 Building $285,700
2018	$733.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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