96 Winter St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 96 Winter St, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,885 sqft · built 1950
Lot Size0.23 acres (10,028 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Nov 2016)
Tax Bill$12,051 (2025)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNBELM M:68 P:000025 S

Property Details

APN / Parcel Number

Primary APNBELM M:68 P:000025 S

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,885 sqft Living Area
1st Floor Area1,275 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area10,028 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address96 WINTER ST
CityBELMONT
StateMA
Zip02478-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSA
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1004
Census Tract357700

Owner

96 Winter St is owned and occupied by an individual who bought it in November 2016.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address96 WINTER ST, BELMONT, MA 02478-1118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2016 · Amount on File
Deed SaleNov 21, 2016 · Amount on File
Prior SaleDec 2, 1999 · Amount on File
Deed Book / Page68448 / 435
Transfer Doc068448-435
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address96 WINTER ST, BELMONT, MA 02478-1118
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number075479-268
DateAug 28, 2020
Book Page75479/268
Instrument148922
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 96 Winter St was $12,051.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,051.00$1,058,000 Land $711,000 Building $347,000$1,169,735 (+3.27%)
2024$1,132,685
2023$10,509.00$935,000 Land $720,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Winter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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