96 Windward Way, Richmond, CA 94804 Property Records

Contra Costa County property record for 96 Windward Way, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,835 sqft · built 1997
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$792,000 (Aug 2017)
Tax Bill	$14,561 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`560-620-079-7`

Property Details

APN / Parcel Number

Primary APN	`560-620-079-7`
Alternative APN	`560-620-079`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,835 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	865 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Architectural Style	Cluster
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	96 WINDWARD WAY
City	RICHMOND
State	CA
Zip	94804-7497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8028 L25
Legal Subdivision	SUBDIVISION 8028
Legal Tract	8028
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1030
Census Tract	380001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
May 16, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Aug 23, 2017	Grant Deed, Transfer PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	2017152832
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497

Mortgage

Document Number	0000170764
Date	Nov 7, 2022
Instrument	2022-170764

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085243
Date	May 16, 2017
Instrument	2017-085243

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144686
Date	Jul 20, 2020
Instrument	2020-144686

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Document Number	0000229636
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	96 WINDWARD WAY RICHMOND CA 948047497, RICHMOND, CA 94804-7497

Mortgage

Document Number	0000229636
Date	Dec 20, 2019
Instrument	229636

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 23, 2017
Property Address	96 WINDWARD WAY, RICHMOND, CA 94804-7497
Document Number	0000152832
Instrument Date	Aug 15, 2017
Instrument	152832
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	96 WINDWARD WAY RICHMOND CA 948047497, RICHMOND, CA 94804-7497

Mortgage

Document Number	152833
Date	Aug 23, 2017
Instrument	152833

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,175 (+2%) Land $597,698 Building $321,477
2025	$14,561.00 (+3.93%) Homeowner's exemption	$901,153 (+4.04%) Land $585,979 Building $315,174
2023	$14,010.00 (+1.58%) Homeowner's exemption	$866,163 Land $563,226 Building $302,937
2022	$13,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

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