Cumberland Town property record for 96 Windsong Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,880 sqft · built 1992 |
| Lot Size | 0.595 acres (25,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,080,000 (Aug 2026) |
| Tax Bill | $8,222 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0738-00 |
| Primary APN | 14-0738-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,616 sqft |
| Unfinished Basement | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,918 sqft (0.595 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 14-0738-00 |
|---|---|
| Street Address | 96 WINDSONG RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1017 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 11402 |
96 Windsong Rd is owned by two individuals who bought it in August 2026.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 GEORGIANA DR, CUMBERLAND, RI 02864-1106 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 20, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 3, 2021 | Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 4, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Feb 8, 2021 | Deed, Transfer |
| Jul 5, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Deed Document Number | 2026156551 |
| Deed Book / Page | 2037 / 634 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 001920-247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 17, 2026 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 0000156551 |
| Book / Page | 2037 / 634 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026156551 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 GEORGIANA DR, CUMBERLAND, RI 02864-1106 |
| Investor | Possibly a Property Investor |
| Date | Aug 17, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 20, 2022 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 001920-247 |
| Book / Page | 1920 / 247 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 130650 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 3, 2021 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 0001915-80 |
| Book / Page | 1915 / 80 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 129495 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001915-82 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 1915/82 |
| Instrument | 129496 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 4, 2021 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 1879-129 |
| Book / Page | 1879 / 129 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 122140 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1839-173 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 1839/173 |
| Instrument | 114062 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 8, 2021 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 1875-466 |
| Book / Page | 1875 / 466 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 121376 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 5, 2019 |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 1806-363 |
| Book / Page | 001806 / 000363 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 96 WINDSONG RD CUMBERLAND RI 028642727, CUMBERLAND, RI 02864-2727 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 96 WINDSONG RD, CUMBERLAND, RI 02864-2727 |
| Document Number | 1756-278 |
| Book / Page | 001756 / 000278 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 96 WINDSONG RD CUMBERLAND RI 028642727, CUMBERLAND, RI 02864-2727 |
| Document Number | 1756-278 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 001756/000278 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 17, 2032 |
The 2026 property tax bill for 96 Windsong Rd was $8,222, down 1.5% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,222.00 (-1.54%) | $821,400 (+20.69%) Land $246,200 Building $575,200 | $989,811 |
| 2025 | $8,351.00 | $680,600 Land $182,100 Building $498,500 | |
| 2023 | $7,909.00 (+7.94%) | $680,600 (+39.24%) Land $182,100 Building $498,500 | |
| 2022 | $7,327.00 | $488,800 Land $139,000 Building $349,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 96 Windsong Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Windsong Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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