96 Whitlock Rd, Franklin, NC 28734 Property Records

Macon County property record for 96 Whitlock Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,238 sqft · built 1976
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Sep 2019)
Tax Bill	$756 (2026)
Deeds & Mortgages	Nov 2022 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6569603495`

Property Details

APN / Parcel Number

Primary APN	`6569603495`
Alternative APNs	`1120925` `145284` `153960`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Heated Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Terrain	Rolling
Garage Type	Mixed
Driveway	Asphalt Driveway
Driveway Area	4,000 sqft
Porch	Porch
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	153960
Street Address	96 WHITLOCK RD
City	FRANKLIN
State	NC
Zip	28734-0022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1338
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1063
Census Tract	970100

Owner

Source: Macon County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 WHITLOCK RD, FRANKLIN, NC 28734-0022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	20195872
Deed Book / Page	39 / 1256
Last Transfer Date	Nov 16, 2022
Transfer Doc	000G42/491
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 29, 2022
Property Address	96 WHITLOCK RD, FRANKLIN, NC 28734-0022
Document Number	000G42/491
Book / Page	G-42 / 491
Instrument Date	Nov 16, 2022
Instrument	2022009032
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 WHITLOCK RD, FRANKLIN, NC 28734-0022

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 6, 2019
Property Address	96 WHITLOCK RD, FRANKLIN, NC 28734-0022
Document Number	00K39/1256
Book / Page	K-39 / 1256
Instrument Date	Sep 3, 2019
Instrument	2019005872
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 S BIGNONIA AVE, 111, POLK CITY, FL 33868-9272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 WHITLOCK RD, FRANKLIN, NC 28734-0022

Mortgage

Document Number	2019005873
Date	Sep 6, 2019
Instrument	2019005873

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$756.00	$182,840 (+4.28%) Land $40,570 Building $142,270	$182,840 (+4.28%) Land $40,570 Building $142,270
2025	$756.00 (+1.61%)	$175,340 (-) Land $40,570 Building $134,770	$175,340 (-) Land $40,570 Building $134,770
2023	$744.00	$175,340 Land $40,570 Building $134,770	$175,340 Land $40,570 Building $134,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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