96 Whitcomb Rd, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 96 Whitcomb Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,019 sqft · built 1954
Lot Size	0.496 acres (21,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,500 (Sep 2017)
Tax Bill	$5,717 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350400 253.58-02-14`

Property Details

APN / Parcel Number

Primary APN	`350400 253.58-02-14`
Alternative APNs	`040025305800020140000000` `5688`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,019 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	875 sqft
Finished Basement	875 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,645 sqft (0.496 acres)
Lot Dimensions	222 ft deep x 97.5 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5688
Street Address	96 WHITCOMB RD
City	FULTON
State	NY
Zip	13069-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	M 2, B 276, L 8, PL 7 180-005-000
Legal Subdivision	WHITCOMB PARK TRACT
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2029
Census Tract	21103

Owner

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 WHITCOMB RD, FULTON, NY 13069-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	20179496
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0000007192
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 27, 2017
Property Address	96 WHITCOMB RD, FULTON, NY 13069-3447
Document Number	0000009496
Instrument Date	Sep 21, 2017
Instrument	R-2017-009496
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 WHITCOMB RD, 96, FULTON, NY 13069-3447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4024 COUNTY ROUTE 57, OSWEGO, NY 13126-6401

Mortgage

Document Number	0000009497
Date	Sep 27, 2017
Instrument	R-2017-009497

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,717.00 (+5.17%)
2025	$5,436.00	$105,700 (-) Land $14,000 Building $91,700	$139,079 (+21.05%) Land $18,421 Building $120,658
2023		$105,700 Land $14,000 Building $91,700	$114,891 Land $15,217 Building $99,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20