96 Wakefield St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 96 Wakefield St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,628 sqft · built 1936
Lot Size0.358 acres (15,586 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Sep 2025)
Tax Bill$8,866 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Dec 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:034.0-0000-0153.0

Property Details

APN / Parcel Number

Primary APNREAD M:034.0-0000-0153.0
Alternative APNs
  • M:034.0=0000=0153.0
  • 1440000000010
  • 1440000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,628 sqft Living Area
Gross Area3,668 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,586 sqft (0.358 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1440000000010
Street Address96 WAKEFIELD ST
CityREADING
StateMA
Zip01867-1853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1003
Census Tract334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address96 WAKEFIELD ST, READING, MA 01867-1853
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Quit Claim Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Mar 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Aug 10, 2018Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Book / Page84577 / 94
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 4, 2025
Property Address96 WAKEFIELD ST, READING, MA 01867-1853
Document Number0084577-94
Book / Page84577 / 94
Instrument DateSep 4, 2025
Instrument106958
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address96 WAKEFIELD ST, READING, MA 01867-1853

Mortgage

Document Number0000106959
DateSep 4, 2025
Instrument106959
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address96 WAKEFIELD ST, READING, MA 01867-1853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76564-17
DateDec 29, 2020
Book Page76564/17
Instrument250859
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address96 WAKEFIELD ST, READING, MA 01867-1853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74269-266
DateMar 11, 2020
Book Page74269/266
Instrument36721
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateAug 10, 2018
Property Address96 WAKEFIELD ST, READING, MA 01867-1853
Document Number71456-571
Book / Page071456 / 000571
Instrument DateAug 10, 2018
Instrument122292
Transaction TypeTransfer
Record UpdatedAug 28, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 WAKEFIELD ST READING MA 018671853, READING, MA 01867-1853

Mortgage

Document Number71456-574
DateAug 10, 2018
Book Page071456/000574
Instrument122293
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 9, 2048

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,866.00 (+1.52%)$808,900 (+5.5%) Land $530,700 Building $278,200$832,443 (+11.3%)
2025$8,733.00 (+1.17%)$766,700 (+4.1%) Land $503,000 Building $263,700$747,935 (+9.42%)
2024$8,632.00 (+3.24%)$736,500 (+10.9%) Land $483,200 Building $253,300$683,525
2023$8,361.00$664,100 Land $435,700 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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