Niagara County and Lockport City property record for 96 Vine St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,948 sqft · built 1858 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Jul 2019) |
| Tax Bill | $4,302 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-7334.000 |
| Primary APN | 7-7334.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 999 sqft |
| 2nd Floor Area | 949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7-7334.000 |
|---|---|
| Street Address | 96 VINE ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CORNER CHESTNUT ST |
| Legal Subdivision | MAP OF THE VILLAGE OF LOCKPORT |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 23800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
96 Vine St is owned and occupied by an individual who bought it in July 2019.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 VINE ST, LOCKPORT, NY 14094-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Jul 8, 2019 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Apr 19, 2001 · Amount on File |
| Deed Document Number | 201910657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 96 VINE ST, LOCKPORT, NY 14094-3031 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 96 VINE ST, LOCKPORT, NY 14094-3031 |
| Document Number | 0000003532 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-13532 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 8, 2019 |
| Property Address | 96 VINE ST, LOCKPORT, NY 14094-3031 |
| Document Number | 0000010657 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 10657 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 VINE ST LOCKPORT NY 140943031, LOCKPORT, NY 14094-3031 |
| Document Number | 10658 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 10658 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2026 property tax bill for 96 Vine St was $4,302, up 2.8% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,302.00 (+2.77%) | ||
| 2025 | $4,186.00 | $162,000 Land $7,100 Building $154,900 | $162,000 Land $7,100 Building $154,900 |
| 2023 | $148,000 Land $7,100 Building $140,900 | $148,000 Land $7,100 Building $140,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Vine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 96 Vine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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