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96 Upper Elgin Rd, Elgin, AZ 85611 Property Records

Santa Cruz County property record for 96 Upper Elgin Rd, Elgin, AZ 85611 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,561 sqft · built 2006
Lot Size10.1 acres (439,956 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Apr 2008)
Tax Bill$3,771 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone A (high risk)
APN109-66-038

Property Details

APN / Parcel Number

Primary APN109-66-038
Alternative APNs
  • R000045480
  • 1096603806
  • 10966001C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,561 sqft Living Area
1st Floor Area1,561 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof MaterialMetal
Lot Area439,956 sqft (10.1 acres)
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account NumberR000045480
Street Address96 UPPER ELGIN RD
CityELGIN
StateAZ
Zip85611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LAND IN THE S2 SW4 NE4 OF SEC 29 T20S R18E AKA: PARC EL A
Legal Range18E
Legal Township20S
Legal Section29
Legal Block3
JurisdictionSANTA CRUZ AZ
Township / Civil DivisionPATAGONIA
Census Block Group3
Census Block3032
Census Tract966000

Owner

Source: Santa Cruz County records · APN 109-66-038

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 871, SONOITA, AZ 85637-0871
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2008 · Amount on Record
Deed SaleApr 28, 2008 · Amount on Record
Prior SaleJan 04, 2008 · Amount on Record
Deed Document Number20084562
Prior Transfer DateFeb 20, 2007
Prior Transfer Doc0000017065
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address96 UPPER ELGIN RD, ELGIN, AZ 85611
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005247
DateJun 09, 2021
Instrument2021-05247
Lender
NameZB NA
TypeBank
AddressSONOITA, AZ 85637
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address96 UPPER ELGIN RD, ELGIN, AZ 85611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008840
DateDec 28, 2020
Instrument2020-08840
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateArizona
CountySanta Cruz County
Secondary School DistrictPatagonia Union High School District (09 - 12)
Elementary School DistrictSonoita Elementary District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$317,921 (+23.32%) Land $90,900 Building $227,021
2025$3,771.00 (+12.5%)
2023$25,780 (+14.88%) Land $7,575 Building $18,205$257,801 (+14.88%) Land $75,750 Building $182,051
2022$3,352.00$22,441 Land $6,565 Building $15,876$224,405 Land $65,650 Building $158,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040239660003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 59% of Arizona
Wildfire LikelihoodAbout 1 in 158 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Wi-FiberFixed Wireless (licensed-by-rule)400 / 150
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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