Cuyahoga County property record for 96 Thames Ave, Bedford, OH 44146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 1927 |
| Lot Size | 0.223 acres (9,744 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,000 (Oct 2021) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 811-03-039 |
| Primary APN | 811-03-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| 2nd Floor Area | 377 sqft |
| Basement Area | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,744 sqft (0.223 acres) |
| Lot Dimensions | 168 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 338 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 96 THAMES AVE |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 24 EASTHAV 0091 ALL |
| Legal Subdivision | S H KLEINMAN REALTY COMPANYS |
| Legal Lot Number | 91 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 132100 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 96 THAMES AVE, BEDFORD, OH 44146-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 19, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Sep 13, 2019 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2019 · Amount on Record |
| Deed Document Number | 0000000790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 96 THAMES AVE, BEDFORD, OH 44146-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000187 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 202402010187 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Oct 19, 2021 |
| Property Address | 96 THAMES AVE, BEDFORD, OH 44146-2026 |
| Document Number | 0000000790 |
| Map Reference | VOL 51 PG 42 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 202110190790 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 55 GRANT ST APT 104, 104, PAINESVILLE, OH 44077-2501 |
| Document Number | 0000000791 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 202110190791 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Sep 13, 2019 |
| Property Address | 96 THAMES AVE, BEDFORD, OH 44146-2026 |
| Document Number | 0009130574 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 9130574 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 THAMES AVE BEDFORD OH 441462026, BEDFORD, OH 44146-2026 |
| Document Number | 9130575 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 9130575 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (+8.28%) Homeowner's exemption | $56,780 (-) Land $9,630 Building $47,150 | |
| 2024 | $4,036.00 (+127.51%) Homeowner's exemption | $56,780 (+204.94%) Land $9,630 Building $47,150 | $162,200 (+204.89%) Land $27,500 Building $134,700 |
| 2023 | $1,774.00 (+12.21%) Homeowner's exemption | $18,620 (-) Land $7,980 Building $10,640 | |
| 2022 | $1,581.00 Homeowner's exemption | $18,620 Land $7,980 Building $10,640 | |
| 2021 | $53,200 Land $22,800 Building $30,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (1990–2023) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003 |
|---|---|
| Water Source | Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
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