96 Temple Rd, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 96 Temple Rd, Somerville, MA 02145

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,544 sqft · built 1920
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Tax Bill$9,579 (2026)
Deeds & MortgagesApr 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN55-C-6

Property Details

APN / Parcel Number

Primary APN55-C-6
Alternative APNs
  • SOME M:55 B:C L:6
  • 7283162

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,544 sqft Living Area
Gross Area5,257 sqft
Basement Area1,216 sqft
Unfinished Basement1,216 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,600 sqft (0.083 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number7283162
Street Address96 TEMPLE RD
CitySOMERVILLE
StateMA
Zip02145-1019
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNR
Legal SubdivisionSOMMERVILLE
Legal BlockC
Legal Lot Number6
JurisdictionSOMERVILLE MA
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1005
Census Tract350105

Owner

96 Temple Rd, a duplex, is owned and occupied by two individuals.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address96 TEMPLE RD, SOMERVILLE, MA 02145-1019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Property Address96 TEMPLE RD, SOMERVILLE, MA 02145-1019
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084019-430
DateApr 29, 2025
Book Page84019/430
Instrument44632
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 96 Temple Rd was $9,579, up 8.6% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalitySomerville City
Unified School DistrictSomerville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,579.00 (+8.61%)$872,400 (+7.92%) Land $401,000 Building $471,400$1,040,232
2025$8,820.00 (+6.68%)$808,400 (+2.86%) Land $381,900 Building $426,500
2024$8,268.00 (+2.62%)$785,900 (+0.86%) Land $381,900 Building $404,000
2023$8,057.00$779,200 Land $381,900 Building $397,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Temple Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Temple Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERVILLE WATER DEPT. (MWRA)
serves 81,045 people · EPA ID MA3274000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75
Netafy
Fixed Wireless
630 / 140

May also be available: AT&T, Starry, T-Mobile.

Nearby Properties on Temple Rd

Nearby Streets

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