96 Telephone Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 96 Telephone Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1976
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2020)
Tax Bill	$3,715 (2026)
Deeds & Mortgages	Oct 2019 Refinance Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:014.0 B:0062 L:0001.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:014.0 B:0062 L:0001.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	96 TELEPHONE RD
City	ASHBY
State	MA
Zip	01431-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MILTON GREEN
Legal Block	62
Legal Lot Number	1.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1041
Census Tract	300100

Owner

96 Telephone Rd is owned and occupied by an individual who bought it in September 2020.

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	96 TELEPHONE RD, ASHBY, MA 01431-2173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Sep 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEOMINSTER CU
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage I-C CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Nov 9, 2011 · Amount on File
Deed Document Number	2020154498
Deed Book / Page	75538 / 341
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	96 TELEPHONE RD, ASHBY, MA 01431-2173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73452-529
Date	Oct 15, 2019
Book Page	73452/529
Instrument	157685

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Sep 3, 2020
Property Address	96 TELEPHONE RD, ASHBY, MA 01431-2173
Document Number	75538-341
Book / Page	75538 / 341
Instrument Date	Sep 3, 2020
Instrument	154498
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 TELEPHONE RD, ASHBY, MA 01431-2173

Mortgage

Document Number	154499
Date	Sep 3, 2020
Instrument	154499

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	96 TELEPHONE RD, ASHBY, MA 01431-2173
Document Number	70397-532
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70397-532
Date	Dec 18, 2017
Book Page	070397/000532
Instrument	4425

Lender

Name	I-C CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 96 Telephone Rd was $3,715, up 6.3% from the year before.

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,715.00 (+6.33%)	$235,700 (+2.75%) Land $66,400 Building $169,300	$345,093 (+32.91%)
2025	$3,494.00 (+1.13%)	$229,400 (+3.1%) Land $66,400 Building $163,000	$259,635 (+3.52%)
2024	$3,455.00 (+0.91%)	$222,500 (+6.71%) Land $64,000 Building $158,500	$250,800
2023	$3,424.00	$208,500 Land $59,200 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Telephone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Telephone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Telephone Rd

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