96 Taft St, Aberdeen, MD 21001 Property Records

Harford County property record for 96 Taft St, Aberdeen, MD 21001

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,400 sqft · built 2008
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Oct 2012)
Tax Bill	$2,119 (2026)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-101890`

Property Details

APN / Parcel Number

Primary APN	`02-101890`
Alternative APN	`101890`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,400 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	101890
Street Address	96 TAFT ST
City	ABERDEEN
State	MD
Zip	21001-2577
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 61 2500 SF 96 TAFT STREET WINSTON'S CHOICE P122/55
Legal Subdivision	WINSTONS CHOICE 02
Legal Lot Number	61
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1008
Census Tract	302901

Owner

96 Taft St, a townhouse, is owned and occupied by two individuals who bought it in October 2012.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 TAFT ST, ABERDEEN, MD 21001-2577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2012 · Amount on File
Deed Sale	Oct 12, 2012 · Amount on File
Prior Sale	Jul 28, 2008 · Amount on File
Deed Book / Page	9920 / 390
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	96 TAFT ST, ABERDEEN, MD 21001-2577
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 TAFT ST, ABERDEEN, MD 21001-2577

Mortgage

Document Number	0158560247
Date	Mar 23, 2023
Book Page	15856/247

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	235 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 96 Taft St was $2,119, up 22.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,119.00 (+22.63%)	$222,300 Land $55,000 Building $167,300	$222,300 Land $55,000 Building $167,300
2025	$1,728.00
2023		$160,800 Land $35,000 Building $125,800	$160,800 Land $35,000 Building $125,800
2022	$1,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Taft St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Taft St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20