96 Swan Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 96 Swan Rd, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,274 sqft · built 1942
Lot Size	29.9 acres (1,305,493 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (May 2020)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:018 B:018 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:018 B:018 L:000`
Alternative APN	`531`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	1,305,493 sqft (29.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	531
Street Address	96 SWAN RD
City	HERMON
State	ME
Zip	04401-0345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICU
Legal Block	18
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2012
Census Tract	10000

Owner

96 Swan Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 SWAN RD, HERMON, ME 04401-0345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage UNIVERSITY CU
May 19, 2020	Quit Claim Deed, Transfer UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	202013181
Deed Book / Page	15530 / 302
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0155300302
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	96 SWAN RD, HERMON, ME 04401-0345
Document Number	0156180251
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SWAN RD HERMON ME 044010345, HERMON, ME 04401-0345

Mortgage

Document Number	0156180251
Date	Jul 22, 2020
Book Page	015618/000251
Instrument	21964

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 21, 2025

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERMON ME
Recording Date	May 19, 2020
Property Address	96 SWAN RD, HERMON, ME 04401-0345
Document Number	0155300302
Book / Page	015530 / 000302
Instrument Date	Apr 30, 2020
Instrument	13181
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 SWAN RD HERMON ME 044010345, HERMON, ME 04401-0345

Mortgage

Document Number	155300304
Date	May 19, 2020
Book Page	015530/000304
Instrument	13182

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 96 Swan Rd was $3,349, up 21.9% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,349.00 (+21.87%)	$282,600 (+12.1%) Land $85,600 Building $197,000
2024	$2,748.00 (-7.66%)	$252,100 (-0.47%) Land $76,200 Building $175,900
2023	$2,976.00 (+22.98%)	$253,300 (+24.53%) Land $71,000 Building $182,300
2022	$2,420.00	$203,400 Land $63,100 Building $140,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 Swan Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Swan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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