96 Sunset Bay Dr, Steuben, ME 04680 Property Records

Washington County and Steuben Town property record for 96 Sunset Bay Dr, Steuben, ME 04680

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2005
Lot Size	22.5 acres (983,585 sqft)
Owner	Individual Name on File
Last Sale	$1,299,000 (Jun 2024)
Tax Bill	$10,308 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:028 L:008-006`

Property Details

APN / Parcel Number

Primary APN	`M:028 L:008-006`
Alternative APNs	`STEU M:028 L:008-006+009-2` `1470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	983,585 sqft (22.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1470
Street Address	96 SUNSET BAY DR
City	STEUBEN
State	ME
Zip	04680-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	8
Jurisdiction	STEUBEN ME
Township / Civil Division	STEUBEN
Census Block Group	2
Census Block	2033
Census Tract	956500

Owner

96 Sunset Bay Dr is owned by an individual who bought it in June 2024.

Source: Washington County and Steuben Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	205 DEMONBREUN ST, NASHVILLE, TN 37201-2332
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Feb 7, 2006 · Amount on File
Deed Document Number	20245012
Deed Book / Page	5116 / 18
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN ME
Property Address	96 SUNSET BAY DR, STEUBEN, ME 04680-3764
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052750254
Date	Mar 20, 2026
Book Page	5275/254
Instrument	2026-2024

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN ME
Property Address	96 SUNSET BAY DR, STEUBEN, ME 04680-3764
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050140181
Date	Jun 1, 2023
Book Page	5014/181
Instrument	3812

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN ME
Recording Date	Jun 27, 2024
Property Address	96 SUNSET BAY DR, STEUBEN, ME 04680-3764
Document Number	0051160018
Book / Page	5116 / 18
Instrument Date	Jun 26, 2024
Instrument	2024-5012
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 DEMONBREUN ST, NASHVILLE, TN 37201-2332

Mortgage

Document Number	0020245013
Date	Jun 27, 2024
Instrument	2024-5013

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Jul 1, 2034
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 96 Sunset Bay Dr was $10,308.

Source: Washington County and Steuben Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Steuben Town
Unified School District	Regional School Unit 24 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,308.00	$589,000 Land $226,100 Building $362,900
2023	$8,365.00 (+1.64%)	$539,700 (-) Land $206,900 Building $332,800	$1,168,120
2022	$8,230.00	$539,700 Land $206,900 Building $332,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Sunset Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Sunset Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wireless Partners Fixed Wireless	50 / 10
Fidium Fiber DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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