96 Summit Dr, Robbinsville, NC 28771 Property Records

Graham County property record for 96 Summit Dr, Robbinsville, NC 28771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1993
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Dec 2021)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Aug 2020 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5640-00-01-0042`

Property Details

APN / Parcel Number

Primary APN	`5640-00-01-0042`
Alternative APNs	`155899410` `155899799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	3,872 sqft
1st Floor Area	1,400 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	484 sqft
Deck Area	168 sqft
Patio Area	702 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	155899799
Street Address	96 SUMMIT DR
City	ROBBINSVILLE
State	NC
Zip	28771-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR-THOMAS MENARD
Legal Subdivision	RIVERVIEW ESTATES SUBDIVISION
Jurisdiction	GRAHAM NC
Township / Civil Division	CHEOAH
Census Block Group	1
Census Block	1084
Census Tract	920300

Owner

Source: Graham County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
May 5, 2022	Warranty Deed, Transfer
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
May 24, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Book / Page	399 / 169
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM NC
Property Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000384/729
Date	Aug 25, 2020
Book Page	384/729

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	May 5, 2022
Property Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750
Document Number	000403/657
Book / Page	403 / 657
Map Reference	MB 5 PG 784
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 416, SWISHER, IA 52338-0416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 416, SWISHER, IA 52338-0416

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Dec 21, 2021
Property Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750
Document Number	000399/169
Book / Page	399 / 169
Map Reference	MB 5 PG 784
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 ATOAH RD, 2412, ROBBINSVILLE, NC 28771-8082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 416, SWISHER, IA 52338-0416

Mortgage

Document Number	0000399173
Date	Dec 21, 2021
Instrument	399/173

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	May 24, 2019
Property Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750
Document Number	000374/285
Book / Page	374 / 285
Map Reference	MB 5 PG 784
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SUMMIT DR, 96, ROBBINSVILLE, NC 28771-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SUMMIT DR, ROBBINSVILLE, NC 28771-9750

Mortgage

Document Number	0000374289
Date	May 24, 2019
Instrument	374/289

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Graham County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Graham County
Unified School District	Graham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00 (+10.14%)	$233,980 (-) Land $13,000 Building $220,980	$233,980 (-) Land $13,000 Building $220,980
2023	$1,380.00	$233,980 Land $13,000 Building $220,980	$233,980 Land $13,000 Building $220,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2003–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

Cell Coverage

No cell data coverage reported

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