96 Summit Crest Ln, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 96 Summit Crest Ln, Shepherdstown, WV 25443

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,045 sqft · built 2015
Lot Size2.73 acres (118,919 sqft)
Owner2 Individual Names on Record
Tax Bill$2,109 (2026)
Deeds & MortgagesDec 2020 Mortgage
Nov 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-17-0009.0011

Property Details

APN / Parcel Number

Primary APN09-17-0009.0011
Alternative APN
  • 19-09-17-0009.0011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,045 sqft Living Area
1st Floor Area4,234 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area118,919 sqft (2.73 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address96 SUMMIT CREST LN
CitySHEPHERDSTOWN
StateWV
Zip25443-1615
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLT 4 WILLOW SPRING-ABELOW (2.73 AC)
Legal Lot Number4
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group1
Census Block1010
Census Tract972204

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address96 SUMMIT CREST LN, SHEPHERDSTOWN, WV 25443-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
DVU ENT HOLDINGS LLC
Nov 25, 2020Deed of Trust, Construction Loan · Construction Mortgage
JEFFERSON SEC BK
Mar 1, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address96 SUMMIT CREST LN, SHEPHERDSTOWN, WV 25443-1615
Document Number0000018416
Instrument DateDec 30, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 SUMMIT CREST LN SHEPHERDSTOWN WV 254431615, SHEPHERDSTOWN, WV 25443-1615

Mortgage

Document Number0000018416
DateDec 30, 2020
Book Page002335/000660
Instrument18416
Lender
NameDVU ENT HOLDINGS LLC
AddressHUNKINS WATERFRONT PLZ # 556, CHARLESTOWN
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Recording DateNov 25, 2020
Property Address96 SUMMIT CREST LN, SHEPHERDSTOWN, WV 25443-1615
Document Number0000016197
Book / Page002326 / 000523
Instrument DateNov 24, 2020
Instrument16197
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8354 MARTINSBURG PIKE SHEPHERDSTOWN WV 254434406, SHEPHERDSTOWN, WV 25443-4406

Mortgage

Document Number0000016197
DateNov 25, 2020
Book Page002326/000523
Instrument16197
Lender
NameJEFFERSON SEC BK
TypeBank
AddressSHEPHERDSTOWN, WV 25443
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMar 1, 2019
Property Address96 SUMMIT CREST LN, SHEPHERDSTOWN, WV 25443-1615
Document Number0000002252
Book / Page001219 / 000419
Instrument DateFeb 28, 2019
Instrument2252
Transaction TypeTransfer
Record UpdatedMar 15, 2019

Transaction

AmountAmount Recorded
Tax$412.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1 KEARNEYSVILLE WV 254300001, KEARNEYSVILLE, WV 25430-0001

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,109.00 (+1.2%)$202,900 (+1.76%) Land $46,000 Building $156,900$338,167 (+1.73%) Land $76,667 Building $261,500
2025$2,084.00 (-5.19%) Homeowner's exemption$199,400 (+5.95%) Land $42,500 Building $156,900$332,400 (+5.96%) Land $70,900 Building $261,500
2023$2,198.00$188,200 Land $42,500 Building $145,700$313,700 Land $70,900 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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