96 Studio Ln, Otto, NC 28763 Property Records

Macon County property record for 96 Studio Ln, Otto, NC 28763 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	1,432 sqft Heated Area
Lot Size	171,626 sqft (3.94 acres)
Occupancy	Owner Occupied
Last Sale	$395,000 (2005)
Tax Bill	$1,810.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6580064609`
Alternative APNs	`0702289` `102863`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,432 sqft Heated Area
1st Floor	1,432 sqft 1st Floor
Basement Area	1,432 sqft Basement
Finished Basement	1,432 sqft Finished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional Style
Exterior Material	Logs Exterior
Lot Area	171,626 sqft (3.94 acres)
Driveway	Driveway Asphalt
Driveway Area	6,200 sqft Driveway

Exterior Amenities

Pool Area	320 sqft Pool
Total Buildings	2 Total Buildings
Deck Area	Deck Area
Patio Area	48 sqft Patio
Porch Area	790 sqft Porch
Topography	Rolling Topography
Gazebo	1 sqft Gazebo
Utility Building	1 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	102863
Street Address	96 STUDIO LN
City	OTTO
State	NC
Zip	28763-8214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COWEETA
Legal Subdivision	COWEETA
Jurisdiction	MACON NC
Minor Civil Division	SMITHBRIDGE
Census Blockgroup	5
Census Block	5041
Census Tract	970700

Owner

Source: Macon County records · APN 6580064609

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96 STUDIO LN, OTTO, NC 28763-8214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2005 · Amount on Record
Deed Sale	Nov 08, 2005 · Amount on Record
Prior Sale	Nov 08, 2005 · Amount on Record
Deed Doc Number	20055709
Deed Book / Page	29 / 374
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	96 STUDIO LN, OTTO, NC 28763-8214
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R40/2189
Date	Mar 05, 2021
Book Page	R-40/2189
Instrument	2021002122

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,300 (+3.39%) Land $62,010 Building $401,290	$463,300 (+3.39%) Land $62,010 Building $401,290
2025	$1,810.00 (+1.34%)	$448,100 (+0.02%) Land $62,010 Building $386,090	$448,100 (+0.02%) Land $62,010 Building $386,090
2023	$1,786.00	$448,000 Land $62,010 Building $385,990	$448,000 Land $62,010 Building $385,990

Flood & Wildfire

96 Studio Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 55th percentile of exposed land nationally · 77th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 752 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.