96 State Rte 143, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 96 State Rte 143, Westerlo, NY 12193 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1994
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Feb 2016)
Deeds & MortgagesAug 2025 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN013800 140.-1-18.20

Property Details

APN / Parcel Number

Primary APN013800 140.-1-18.20
Alternative APNs
  • 380014000000010180200000
  • 14000000010180200000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area252 sqft

Exterior

Year BuiltBuilt 1994
Architectural StyleModular
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area60,984 sqft (1.4 acres)
Lot Width134 ft Width
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchCovered Porch
Porch Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number14000000010180200000
Old Parcel Number380014000000010180200000
Street Address96 STATE ROUTE 143
CityWESTERLO
StateNY
Zip12193-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:18.020 BLK:1 SEC:140.00 DIST:013800 CITY/MUNI/TWP:WESTERLO
Legal SubdivisionN/F RAYMOND SESTAK & SHARON DE
Legal Block1
Legal Lot Number18.020
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1033
Census Tract14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 140.-1-18.20

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address96 STATE ROUTE 143, WESTERLO, NY 12193-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Sep 03, 2020Deed of Trust, Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2016 · Amount on Record
Deed SaleFeb 08, 2016 · Amount on Record
Prior SaleNov 26, 2002
Deed Document Number0020162775
Deed Book / Page2980 / 1109
Prior Transfer DateJun 15, 2010
Prior Transfer Doc10672000
Record UpdatedJun 08, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address96 STATE ROUTE 143, WESTERLO, NY 12193-2604
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005598
DateAug 28, 2025
InstrumentR2025-15598
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address96 STATE ROUTE 143, WESTERLO, NY 12193-2604
Document Number0000020173
Instrument DateSep 03, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address96 STATE ROUTE 143 WESTERLO NY 121932604, WESTERLO, NY 12193-2604

Mortgage

Document Number0000020173
DateSep 14, 2020
Instrument20173
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded
Term300 Months
DueSep 13, 2045

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictGreenville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$1,300 (-) Land $200 Building $1,100$224,138 (+10.36%) Land $34,483 Building $189,655
2023$1,300 Land $200 Building $1,100$203,100 Land $31,246 Building $171,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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